6405 16th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 6405 16th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,011 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2010)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`22349-0025-2`

Property Details

APN / Parcel Number

Primary APN	`22349-0025-2`
Alternative APN	`3317362234900252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,011 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	2,011 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Screened Porch
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6405 16TH AVE E
City	PALMETTO
State	FL
Zip	34221-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	LOT 3 LAZY ACRES SUB PI#22349.0025/2
Legal Range	17E
Legal Township	33S
Legal Section	36
Legal Subdivision	LAZY ACRES
Legal Tract	02234900
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2042
Census Tract	1604

Owner

6405 16th Ave E is owned and occupied by two individuals who acquired it in February 2021.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 16TH AVE E, PALMETTO, FL 34221-7503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDING 3 INC
Aug 28, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 15, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2010 · Amount on File
Deed Sale	Jul 14, 2010 · Amount on File
Prior Sale	Sep 24, 2009 · Amount on File
Deed Document Number	20102827596
Deed Book / Page	2345 / 4600
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000033322
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6405 16TH AVE E, PALMETTO, FL 34221-7503
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 16TH AVE E, PALMETTO, FL 34221-7503

Mortgage

Document Number	0041137712
Date	Oct 15, 2021
Instrument	202141137712

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Aug 28, 2024
Property Address	6405 16TH AVE E, PALMETTO, FL 34221-7503
Document Number	0041090869
Map Reference	MB 29 PG 108
Instrument Date	Aug 14, 2024
Instrument	202441090869
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6405 16TH AVE E, PALMETTO, FL 34221-7503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 16TH AVE E, PALMETTO, FL 34221-7503

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Mar 15, 2021
Property Address	6405 16TH AVE E, PALMETTO, FL 34221-7503
Document Number	0041033322
Map Reference	MB 29 PG 108
Instrument Date	Feb 12, 2021
Instrument	202141033322
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 51ST AVENUE TER W, BRADENTON, FL 34207-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 16TH AVE E, PALMETTO, FL 34221-7503

Tax Assessment & Valuation

The 2025 property tax bill for 6405 16th Ave E was $4,223 with a homeowner's exemption, up 6.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,464 (+2.7%)	$488,286 (-1.28%) Land $32,130 Building $456,156
2025	$4,223.00 (+6.48%)	$325,671	$494,638 Land $32,130 Building $462,508
2024	$3,966.00 (+1.28%)
2023	$3,916.00 (+2.73%) Homeowner's exemption	$307,275 (+3%)	$472,070 (+15.43%) Land $32,130 Building $439,940
2022	$3,812.00 Homeowner's exemption	$298,325	$408,972 Land $31,500 Building $377,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 16th Ave E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 16th Ave E is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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