6315 16th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 6315 16th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,081 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$317,455 (Apr 2017)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`22349-0030-2`

Property Details

APN / Parcel Number

Primary APN	`22349-0030-2`
Alternative APN	`3317362234900302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,081 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	2,081 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	378 sqft
Porch	Screened Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6315 16TH AVE E
City	PALMETTO
State	FL
Zip	34221-9048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	LOT 4 LAZY ACRES SUB PI#22349.0030/2
Legal Range	17E
Legal Township	33S
Legal Section	36
Legal Subdivision	LAZY ACRES
Legal Tract	02234900
Legal Lot Number	4
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2042
Census Tract	1604

Owner

6315 16th Ave E is owned and occupied by an individual who bought it in April 2017.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6315 16TH AVE E, PALMETTO, FL 34221-9048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Apr 13, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Oct 28, 1999
Deed Document Number	201734062
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	May 18, 2026
Property Address	6315 16TH AVE E, PALMETTO, FL 34221-9048
Document Number	0000057187
Instrument Date	May 12, 2026
Instrument	202657187
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 16TH AVE E, PALMETTO, FL 34221-9048

Mortgage

Document Number	0000057187,
Date	May 18, 2026
Instrument	202657187

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	May 18, 2044

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6315 16TH AVE E, PALMETTO, FL 34221-9048
Document Number	0041058433
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 16TH AVE E PALMETTO FL 342219048, PALMETTO, FL 34221-9048

Mortgage

Document Number	0041058433
Date	Jun 10, 2020
Instrument	41058433

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 13, 2017
Property Address	6315 16TH AVE E, PALMETTO, FL 34221-9048
Document Number	0026691282
Book / Page	002669 / 001282
Instrument Date	Apr 11, 2017
Instrument	41034062
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 16TH AVE E PALMETTO FL 342219048, PALMETTO, FL 34221-9048

Mortgage

Document Number	26691284
Date	Apr 13, 2017
Book Page	002669/001284
Instrument	41034063

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6315 16th Ave E was $4,116 with a homeowner's exemption, up 6.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,537 (+2.7%)	$515,487 (-1.31%) Land $32,130 Building $483,357
2025	$4,116.00 (+6.49%) Homeowner's exemption	$316,979	$522,332 Land $32,130 Building $490,202
2024	$3,865.00 (+1.34%)
2023	$3,814.00 (+2.75%) Homeowner's exemption	$299,074 (+3%)	$494,477 (+17.07%) Land $32,130 Building $462,347
2022	$3,712.00 Homeowner's exemption	$290,363	$422,392 Land $31,500 Building $390,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6315 16th Ave E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6315 16th Ave E is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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