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6404 Tower Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6404 Tower Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1991
Square Footage2,342 sqft Gross Area
Lot Size653,400 sqft (15 acres)
OccupancyOwner Occupied
Tax Bill$6,456.00 (2026)

Owner

Source: St. Louis County records · APN 375-0010-03465

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6404 TOWER RD, DULUTH, MN 55803-9396
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 20, 2001
Transfer Doc0000814965
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6404 TOWER RD, DULUTH, MN 55803-9396
Document Number00A1302807
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyTITLENEXUS LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6404 TOWER RD DULUTH MN 558039396, DULUTH, MN 55803-9396

Mortgage

Document Number00A1302807
DateJan 25, 2017
InstrumentA1302807
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressMINNEAPOLIS, MN 55402
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,456.00 (+6.78%) Homeowner's exemption
2025$6,046.00 (+12.25%) Homeowner's exemption$606,000 (+7.24%) Land $116,100 Building $489,900$606,000 (+7.24%) Land $116,100 Building $489,900
2024$5,386.00$565,100 (+28.75%) Land $105,600 Building $459,500$565,100 (+28.75%) Land $105,600 Building $459,500
2022$438,900 Land $99,200 Building $339,700$438,900 Land $99,200 Building $339,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN375-0010-03465
Alternative APN
  • 879060

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area2,342 sqft Gross Area
1st Floor1,664 sqft 1st Floor
Basement Area678 sqft Basement
Finished Basement678 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area653,400 sqft (15 acres)

Exterior Amenities

Deck Area48 sqft Deck
Porch Area32 sqft Porch
SaunaSauna
Storage Building140 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number879060
Street Address6404 TOWER RD
CityDULUTH
StateMN
Zip55803-9396
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSW1/4 OF SW1/4 OF NW1/4 AND S1/2 OF NW1/4 OFSW1/4 OF NW1/4 SERIAL #
Legal Range14W
Legal Township52N
Legal Section19
Legal SubdivisionGNESEN TOWN OF
JurisdictionST LOUIS MN
Minor Civil DivisionGNESEN
Census Blockgroup1
Census Block1031
Census Tract10602

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