6350 Tower Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6350 Tower Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,620 sqft Gross Area
Lot Size	438,214 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2021)
Tax Bill	$2,958.00 (2026)

Owner

Source: St. Louis County records · APN 375-0010-03502

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6350 TOWER RD, DULUTH, MN 55803-9377
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2022	Deed of Trust, Mortgage · Building or Construction Mortgage NORTH SHORE FCU
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Doc Number	20211427929
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6350 TOWER RD, DULUTH, MN 55803-9377
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001448970
Date	Aug 04, 2022
Instrument	1448970

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 01, 2028
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	7%
Index	Prime Rate
Margin	1
Max Rate	11%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2021
Property Address	6350 TOWER RD, DULUTH, MN 55803-9377
Document Number	0001427929
Instrument Date	Oct 13, 2021
Instrument	1427929
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 SPARTAN CIRCLE DR, SUPERIOR, WI 54880-2275

Mortgage

Document Number	0001427930
Date	Oct 21, 2021
Instrument	1427930

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00 (-45.92%) Homeowner's exemption
2025	$5,470.00 (+74.65%) Homeowner's exemption	$442,800 (-14.8%) Land $51,900 Building $390,900	$442,800 (-14.8%) Land $51,900 Building $390,900
2024	$3,132.00	$519,700 (+703.25%) Land $93,400 Building $426,300	$519,700 (+703.25%) Land $93,400 Building $426,300
2022		$64,700 Land $64,700	$64,700 Land $64,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`375-0010-03502`
Alternative APN	`1119482`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,620 sqft Gross Area
1st Floor	1,620 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	438,214 sqft (10 acres)
Garage Area	2,672 sqft Garage
Deck Area	160 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	1119482
Street Address	6350 TOWER RD
City	DULUTH
State	MN
Zip	55803-9377
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NW1/4 OF SW1/4 OF SW1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	19
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	GNESEN
Census Blockgroup	1
Census Block	1031
Census Tract	10602

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