Santa Rosa County property record for 6404 Spruce St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,089 sqft · built 1973 |
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Aug 2022) |
| Tax Bill | $165 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-1270-00500-0110 |
| Primary APN | 21-2N-28-1270-00500-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 3,345 sqft |
| 1st Floor Area | 2,089 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 41,948 sqft (0.963 acres) |
| Lot Dimensions | 200 ft deep x 104 ft wide |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 252 sqft |
| Patio Area | 92 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6404 SPRUCE ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST GROVE LOTS 11 & 12 BLK 5 AS DES IN OR 4319 PG 1243 LESS ALL MINERAL RGHTS |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 21 |
| Legal Subdivision | FOREST GROVE |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10506 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6404 SPRUCE ST, MILTON, FL 32570-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 7, 2021 | Warranty Deed, Transfer HARPER TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 202249440 |
| Deed Book / Page | 4319 / 1243 |
| Prior Transfer Date | Mar 14, 2011 |
| Prior Transfer Doc | 0030441847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 6404 SPRUCE ST, MILTON, FL 32570-6544 |
| Document Number | 0043191243 |
| Book / Page | 4319 / 1243 |
| Map Reference | MB A PG 96 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202249440 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 CASTLE FALLS LN, 2407, DULUTH, GA 30097-7356 |
| Name | Verified Name |
|---|---|
| Address | 6404 SPRUCE ST, MILTON, FL 32570-6544 |
| Document Number | 0043191244 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 4319/1244 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 7, 2021 |
| Property Address | 6404 SPRUCE ST, MILTON, FL 32570-6544 |
| Document Number | 0041291194 |
| Book / Page | 4129 / 1194 |
| Map Reference | MB A PG 96 |
| Instrument Date | May 28, 2021 |
| Instrument | 202138021 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 HARVEST RD, 3107, JAY, FL 32565-2851 |
| Name | Verified Name |
|---|---|
| Address | 2407 CASTLE FALLS LN, DULUTH, GA 30097-7356 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,519 (+2.9%) | $259,713 (+9.74%) Land $54,000 Building $205,713 | |
| 2024 | $165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $236,656 (+2.24%) Land $35,100 Building $201,556 | $236,656 (+2.24%) Land $35,100 Building $201,556 |
| 2023 | $165.00 (-93.1%) | $231,464 (+21.44%) Land $31,500 Building $199,964 | $231,464 (+21.44%) Land $31,500 Building $199,964 |
| 2022 | $2,391.00 | $190,604 | $190,604 Land $28,800 Building $161,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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