Genesee County property record for 6404 Oak Leaf Trl, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,582 sqft · built 1999 |
| Lot Size | 0.471 acres (20,517 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,684 (May 2024) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-651-039 |
| Primary APN | 06-19-651-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,517 sqft (0.471 acres) |
| Lot Dimensions | 183 ft deep x 112 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6404 OAK LEAF TRL |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | UNIT 39 RIVER OAKS HOLLOW (98) FR 06-19-300-018 |
| Legal Subdivision | RIVER OAKS HOLLOW SITE CONDOMINIUM |
| Legal Unit | 39 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FENTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13110 |
6404 Oak Leaf Trl is owned and occupied by an individual who bought it in May 2024.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| May 2, 2024 | Warranty Deed, Transfer BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF GENESS |
| Mar 19, 2020 | Deed of Trust, Mortgage · VA Mortgage HALL FINANCIAL GROUP |
| Jun 10, 2019 | Deed of Trust, Mortgage HFG HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Sep 29, 2004 · Amount on File |
| Deed Document Number | 202429457 |
| Prior Transfer Date | Apr 9, 2024 |
| Prior Transfer Doc | 0000029457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Document Number | 0000068244 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 202108170068244 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 2, 2024 |
| Property Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Document Number | 0000029457 |
| Map Reference | LB 3422 PG 771 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 202405020029457 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF GENESS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202003190015904 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 202003190015904 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 6404 OAK LEAF TRL, LINDEN, MI 48451-8649 |
| Document Number | 0000044988 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6404 OAK LEAF TRL LINDEN MI 484518649, LINDEN, MI 48451-8649 |
| Document Number | 0000044988 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 44988 |
| Name | HFG HOLDINGS LLC |
|---|---|
| Address | 888 W BIG BEAVER RD # 800, TROY, MI 48084-4785 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2049 |
The 2025 property tax bill for 6404 Oak Leaf Trl was $3,892 with a homeowner's exemption, up 9.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Fenton Charter Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,400 (+3.83%) Land $31,200 Building $107,200 | $276,800 (+3.83%) Land $62,400 Building $214,400 | |
| 2025 | $3,892.00 (+9.85%) Homeowner's exemption | $133,300 | $266,600 |
| 2024 | $3,543.00 | ||
| 2023 | $121,600 | $243,200 | |
| 2019 | $2,799.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6404 Oak Leaf Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6404 Oak Leaf Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDEN serves 4,150 people · EPA ID MI0003890 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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