6401 Oak Leaf Trl, Linden, MI 48451 Property Records

Genesee County property record for 6401 Oak Leaf Trl, Linden, MI 48451

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,614 sqft · built 1999
Lot Size0.507 acres (22,085 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Apr 2011)
Tax Bill$3,566 (2025)
Deeds & MortgagesJul 2025 Second Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-19-651-063

Property Details

APN / Parcel Number

Primary APN06-19-651-063

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,614 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area22,085 sqft (0.507 acres)
Lot Dimensions159 ft deep x 139 ft wide
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6401 OAK LEAF TRL
CityLINDEN
StateMI
Zip48451-8649
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 42 RIVER OAKS HOLLOW CONDO (2000) FR 06-19-651-042
Legal SubdivisionRIVER OAKS HOLLOW SITE CONDOMINIUM
Legal Unit42
JurisdictionGENESEE MI
Township / Civil DivisionFENTON
Census Block Group1
Census Block1018
Census Tract13110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6401 OAK LEAF TRL, LINDEN, MI 48451-8649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FINANCIAL PLUS CU
Nov 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
ROCKET MORTGAGE LLC
Nov 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2011 · Amount on Record
Deed SaleApr 28, 2011 · Amount on Record
Prior SaleAug 5, 2010 · Amount on Record
Deed Document Number201138778
Prior Transfer DateJul 28, 2010
Prior Transfer Doc0000059071
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6401 OAK LEAF TRL, LINDEN, MI 48451-8649
Transaction TypeMortgage
Record UpdatedOct 3, 2025
Title CompanyMID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 OAK LEAF TRL 42, 42, LINDEN, MI 48451-8649

Mortgage

Document Number0000002027
DateJul 16, 2025
Instrument202507160002027
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2035

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6401 OAK LEAF TRL, LINDEN, MI 48451-8649
Transaction TypeMortgage
Record UpdatedOct 3, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 OAK LEAF TRL, LINDEN, MI 48451-8649

Mortgage

Document Number0000089264
DateNov 19, 2021
Instrument202111190089264
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6401 OAK LEAF TRL, LINDEN, MI 48451-8649
Document Number0000099781
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyMI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6401 OAK LEAF TRL LINDEN MI 484518649, LINDEN, MI 48451-8649

Mortgage

Document Number0000099781
DateNov 29, 2018
Instrument99781
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 28, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFenton Charter Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,400 (+3.66%) Land $31,200 Building $130,200$322,800 (+3.66%) Land $62,400 Building $260,400
2025$3,566.00 (-5.31%) Homeowner's exemption$155,700 (+8.35%)$311,400 (+8.35%)
2024$3,766.00 (+28.93%)
2023$143,700$287,400
2019$2,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDEN
serves 4,150 people · EPA ID MI0003890
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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