Florence County property record for 6404 McCain Cir, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,069 sqft · built 1948 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $458 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00156-01-075 |
| Primary APN | 00156-01-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,069 sqft Living Area |
| 1st Floor Area | 2,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6404 MCCAIN CIR |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-6572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCAIN CIR |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1505 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6404 MCCAIN CIR, EFFINGHAM, SC 29541-6572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK |
| Jul 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2022 |
| Transfer Doc | 0000010488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 6404 MCCAIN CIR, EFFINGHAM, SC 29541-6572 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6404 MCCAIN CIR, EFFINGHAM, SC 29541-6572 |
| Document Number | 0010240077 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 1024/77 |
| Instrument | 2022-00017127 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, SC 29560 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 15, 2022 |
| Property Address | 6404 MCCAIN CIR, EFFINGHAM, SC 29541-6572 |
| Document Number | 0010021950 |
| Book / Page | 1002 / 1950 |
| Map Reference | MB 72 PG 198 |
| Instrument Date | May 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6404 MCCAIN CIR, EFFINGHAM, SC 29541-6572 |
| Document Number | 0010021957 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 1002/1957 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 1, 2037 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 (-76.12%) | $4,737 (-99.86%) Land $502 Building $4,235 | $118,448 (-98.64%) Land $12,550 Building $105,898 |
| 2023 | $1,918.00 (+391.79%) | $3,491,414 (+99,911.86%) Land $502,000 Building $2,989,414 | $8,728,535 (+9,900.04%) Land $1,255,000 Building $7,473,535 |
| 2022 | $390.00 | $3,491 Land $502 Building $2,989 | $87,285 Land $12,550 Building $74,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 33 (1990–2021) |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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