6404 Bell Bluff Ave, San Diego, CA 92119 Property Records

San Diego County property record for 6404 Bell Bluff Ave, San Diego, CA 92119

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 806 sqft · built 1972
Lot Size6.07 acres (264,431 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Dec 2017)
Tax Bill$4,161 (2025)
Deeds & MortgagesSep 2023 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN456-280-01-37

Property Details

APN / Parcel Number

Primary APN456-280-01-37

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area806 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area264,431 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6404 BELL BLUFF AVE
CitySAN DIEGO
StateCA
Zip92119-1028
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2-5
Legal DescriptionLOT 118 US10B2PER DOCS70-239840&71-7080&UND INT IN LOTS 92 THRU TR 006798
Legal SubdivisionRANCHO SAN CARLOS
Legal Tract006798
Legal Block4
Legal Lot Number92,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract9805

Owner

6404 Bell Bluff Ave, a condominium, is owned by two individuals who bought it in December 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1061 SE TAMORA AVE, HILLSBORO, OR 97123-4753
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 1, 2017Grant Deed, Transfer · ARM
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2017 · Amount on File
Deed SaleDec 1, 2017 · Amount on File
Prior SaleJan 3, 2011 · Amount on File
Deed Document Number2017558854
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6404 BELL BLUFF AVE, SAN DIEGO, CA 92119-1028
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1061 SE TAMORA AVE, HILLSBORO, OR 97123-4753

Mortgage

Document Number0000247411
DateSep 12, 2023
Instrument2023-0247411
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 1, 2017
Property Address6404 BELL BLUFF AVE, SAN DIEGO, CA 92119-1028
Document Number0000558854
Map ReferenceMAP6798
Instrument DateNov 14, 2017
Instrument2017-0558854
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6404 BELL BLUFF AVE, SAN DIEGO, CA 92119-1028

Mortgage

Document Number0000558855
DateDec 1, 2017
Instrument2017-0558855
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateDec 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

The 2025 property tax bill for 6404 Bell Bluff Ave was $4,161.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$336,563 (+2%) Land $290,143 Building $46,420
2025$4,161.00$329,964 Land $284,454 Building $45,510
2023$3,916.00 (+2.73%)$317,153 Land $273,409 Building $43,744
2022$3,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6404 Bell Bluff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6404 Bell Bluff Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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