6322 Ushers Ridge Dr NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6322 Ushers Ridge Dr NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,427 sqft · built 2004
Lot Size	0.289 acres (12,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2017)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13124-29001-00000`

Property Details

APN / Parcel Number

Primary APN	`13124-29001-00000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,427 sqft Living Area
Gross Area	3,925 sqft
1st Floor Area	2,517 sqft
Basement Area	1,382 sqft
Finished Basement	910 sqft
Unfinished Basement	472 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,588 sqft (0.289 acres)
Lot Dimensions	108 ft deep x 82 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	152 sqft
Deck Area	26 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6322 USHERS RIDGE DR NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	USHERS RIDGE 3RD STR/LB 34
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	USHERS RIDGE 3RD
Legal Lot Number	34
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4022
Census Tract	902

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage OHNWARD BANK & TRUST CO
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHNWARDS BK&TR CO
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHNWARD & TR BK
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Book / Page	9850 / 629
Prior Transfer Date	Nov 1, 2004
Prior Transfer Doc	2005000257
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001091975
Date	Feb 15, 2021
Book Page	10919/75

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Document Number	0107520007
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6322 USHERS RIDGE DR NE CEDAR RAPIDS IA 524117633, CEDAR RAPIDS, IA 52411-7633

Mortgage

Document Number	0107520007
Date	Aug 24, 2020
Book Page	010752/000007

Lender

Name	OHNWARDS BK&TR CO
Address	MARION, IA 52302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Document Number	0106000366
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6322 USHERS RIDGE DR NE CEDAR RAPIDS IA 524117633, CEDAR RAPIDS, IA 52411-7633

Mortgage

Document Number	0106000366
Date	Mar 31, 2020
Book Page	010600/000366

Lender

Name	OHNWARD & TR BK
Address	1211 EDGEWOOD RD SW, CEDAR RAPIDS, IA 52404-2344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Document Number	0102190264
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6322 USHERS RIDGE DR NE CEDAR RAPIDS IA 524117633, CEDAR RAPIDS, IA 52411-7633

Mortgage

Document Number	0102190264
Date	Oct 15, 2018
Book Page	010219/000264

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 14, 2023

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 7, 2017
Property Address	6322 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7633
Document Number	0098500629
Book / Page	009850 / 000629
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6322 USHERS RIDGE DR NE CEDAR RAPIDS IA 524117633, CEDAR RAPIDS, IA 52411-7633

Mortgage

Document Number	98500630
Date	Jun 7, 2017
Book Page	009850/000630

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,000 (-) Land $82,800 Building $272,200	$355,000 (-) Land $82,800 Building $272,200
2025	$5,942.00	$355,000 (+4.94%) Land $82,800 Building $272,200	$355,000 (+4.94%) Land $82,800 Building $272,200
2024	$5,942.00 (-3.51%)
2023		$338,300 (+12.47%) Land $82,800 Building $255,500	$338,300 (+12.47%) Land $82,800 Building $255,500
2022	$6,158.00 (+1.85%) Homeowner's exemption	$300,800 Land $74,100 Building $226,700
2021	$6,046.00		$300,800 Land $74,100 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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