6403 Cosmos Ct, Rocklin, CA 95677 Property Records

Placer County property record for 6403 Cosmos Ct, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,871 sqft · built 2003
Lot Size	0.232 acres (10,099 sqft)
Owner	Trust Name on File
Last Sale	$815,000 (Mar 2021)
Tax Bill	$11,147 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-500-031-000`

Property Details

APN / Parcel Number

Primary APN	`046-500-031-000`
Alternative APN	`046-500-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,871 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	10,099 sqft (0.232 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	046-500-031
Street Address	6403 COSMOS CT
City	ROCKLIN
State	CA
Zip	95677-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 ROCK EIGHT PHASE 1 MOR Y 43
Legal Subdivision	ROCK EIGHT PHASE 1
Legal Lot Number	31
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1013
Census Tract	21109

Owner

6403 Cosmos Ct is owner-occupied and held in a trust since March 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	6403 COSMOS CT, ROCKLIN, CA 95677-4532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Deed Document Number	202131967
Prior Transfer Date	Nov 16, 2016
Prior Transfer Doc	0000114909
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 8, 2021
Property Address	6403 COSMOS CT, ROCKLIN, CA 95677-4532
Document Number	0000031967
Map Reference	MB Y PG 43
Instrument Date	Mar 2, 2021
Instrument	2021-0031967
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2064 OLIVIA CT, PLEASANTON, CA 94588-2696

Mortgage

Document Number	0000031968
Date	Mar 8, 2021
Instrument	2021-0031968

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6403 Cosmos Ct was $11,147 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,821 (+2%) Land $226,334 Building $673,487
2025	$11,147.00 Homeowner's exemption	$882,179 Land $221,897 Building $660,282
2023	$10,637.00 (-0.06%)	$822,000 Land $206,800 Building $615,200
2022	$10,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6403 Cosmos Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6403 Cosmos Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net, Zeta Broadband.

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