6401 Cosmos Ct, Rocklin, CA 95677 Property Records

Placer County property record for 6401 Cosmos Ct, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,871 sqft · built 2003
Lot Size	0.266 acres (11,582 sqft)
Owner	Trust Name on File
Last Sale	$632,000 (May 2018)
Tax Bill	$9,394 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-500-032-000`

Property Details

APN / Parcel Number

Primary APN	`046-500-032-000`
Alternative APN	`046-500-032`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,871 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	11,582 sqft (0.266 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	046-500-032
Street Address	6401 COSMOS CT
City	ROCKLIN
State	CA
Zip	95677-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 ROCK EIGHT PHASE 1 MOR Y 43
Legal Subdivision	ROCK EIGHT PHASE 1
Legal Lot Number	32
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1013
Census Tract	21109

Owner

6401 Cosmos Ct is owner-occupied and held in a trust since May 2024.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
May 21, 2018	Grant Deed, Transfer · Conventional Mortgage SAFE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Oct 3, 2013 · Amount on File
Deed Document Number	201835955
Last Transfer Date	May 7, 2024
Transfer Doc	0000025004
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532

Mortgage

Document Number	0000052696
Date	Apr 16, 2021
Instrument	2021-0052696

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061119
Date	Jun 22, 2020
Instrument	2020-0061119

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 21, 2018
Property Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532
Document Number	0000035955
Map Reference	MB Y PG43
Instrument Date	May 10, 2018
Instrument	2018-0035955
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6401 COSMOS CT, ROCKLIN, CA 95677-4532

Mortgage

Document Number	0000035956
Date	May 21, 2018
Instrument	2018-0035956

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6401 Cosmos Ct was $9,394 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$733,483 (+2%) Land $139,267 Building $594,216
2025	$9,394.00 Homeowner's exemption	$719,102 Land $136,537 Building $582,565
2023	$9,114.00 (+2.66%) Homeowner's exemption	$691,181 Land $131,236 Building $559,945
2022	$8,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6401 Cosmos Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 Cosmos Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net, Zeta Broadband.

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