Hamilton County property record for 6401 Westover Cir, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,913 sqft · built 1963 |
| Lot Size | 0.741 acres (32,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Mar 2019) |
| Tax Bill | $7,731 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0092-0168-00 |
| Primary APN | 600-0092-0168-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,913 sqft Living Area |
| Gross Area | 3,829 sqft |
| 1st Floor Area | 1,281 sqft |
| 2nd Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 32,278 sqft (0.741 acres) |
| Lot Dimensions | 193 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6401 WESTOVER CIR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | WESTOVER CIR 25X193.30IRRLOT 56 CONCORD SCHOOL SUBBLK C |
| Legal Subdivision | CONCORD SCHOOL SUB |
| Legal Block | C |
| Legal Lot Number | 56 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 24002 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6401 WESTOVER CIR, CINCINNATI, OH 45236-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI RUOFF MTG |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI EQUITY RSRCS |
| Mar 8, 2019 | Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 201917314 |
| Deed Book / Page | 13870 / 572 |
| Prior Transfer Date | Dec 27, 2018 |
| Prior Transfer Doc | 0000000348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6401 WESTOVER CIR, CINCINNATI, OH 45236-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000084274 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 14743/316 |
| Instrument | 2022-0084274 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6401 WESTOVER CIR, CINCINNATI, OH 45236-2201 |
| Document Number | 0000091359 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6401 WESTOVER CIR CINCINNATI OH 452362201, CINCINNATI, OH 45236-2201 |
| Document Number | 0000091359 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 014250/000049 |
| Instrument | 91359 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6401 WESTOVER CIR, CINCINNATI, OH 45236-2201 |
| Document Number | 0000098179 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6401 WESTOVER CIR CINCINNATI OH 452362201, CINCINNATI, OH 45236-2201 |
| Document Number | 0000098179 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 014040/002795 |
| Instrument | 98179 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 8, 2019 |
| Property Address | 6401 WESTOVER CIR, CINCINNATI, OH 45236-2201 |
| Document Number | 0000017314 |
| Book / Page | 013870 / 000572 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 17314 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,716.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6401 WESTOVER CIR CINCINNATI OH 452362201, CINCINNATI, OH 45236-2201 |
| Document Number | 17315 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 013870/000575 |
| Instrument | 17315 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,731.00 (+2.75%) | $192,738 (-) Land $46,200 Building $146,538 | $550,680 (-) Land $132,000 Building $418,680 |
| 2024 | $7,524.00 (-0.59%) | $192,738 (-) Land $46,200 Building $146,538 | |
| 2023 | $7,569.00 (+5.04%) | $192,738 (+28.36%) Land $46,200 Building $146,538 | $550,680 (+28.36%) Land $132,000 Building $418,680 |
| 2022 | $7,206.00 Homeowner's exemption | $150,151 Land $32,918 Building $117,233 | |
| 2020 | $429,000 Land $94,050 Building $334,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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