6401 Tree Top Cir, Columbia, MD 21045 Property Records

Howard County property record for 6401 Tree Top Cir, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,630 sqft · built 1989
Lot Size	0.191 acres (8,319 sqft)
Owner	2 Company Names on File
Last Sale	$235,400 (Sep 1989)
Tax Bill	$6,993 (2025)
Flood Zone	Zone X (minimal risk)
APN	`16-190179`

Property Details

APN / Parcel Number

Primary APN	`16-190179`
Alternative APN	`190179`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,319 sqft (0.191 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	190179
Street Address	6401 TREE TOP CIR
City	COLUMBIA
State	MD
Zip	21045-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 .191 A 6401 TREE TOP CIR VIL LONGREACH S 4
Legal Subdivision	VILLAGE LONGREACH SEC 04
Legal Lot Number	47
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2000
Census Tract	606706

Owner

Source: Howard County records · APN 16-190179

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6401 TREE TOP CIR, COLUMBIA, MD 21045-2895
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 1989 · Amount on Record
Deed Sale	Sep 06, 1989 · Amount on Record
Prior Sale	Oct 07, 1988 · Amount on Record
Deed Book / Page	2051 / 533
Last Transfer Date	Jun 18, 2024
Transfer Doc	0223930327
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,000 (+8.28%) Land $229,900 Building $383,100	$613,000 (-) Land $229,900 Building $383,100
2025	$6,993.00 (+5.24%) Homeowner's exemption	$566,100 (+19.86%)	$613,000 (+29.79%) Land $229,900 Building $383,100
2024	$6,645.00 (+25.52%)
2023		$472,300 Land $174,900 Building $297,400	$472,300 Land $174,900 Building $297,400
2022	$5,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force 8 of 9 on primary residences

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.