Howard County property record for 6416 Tree Top Cir, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,496 sqft · built 1989 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,100 (May 1989) |
| Tax Bill | $8,409 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-190268 |
| Primary APN | 16-190268 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,496 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 191 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 190268 |
|---|---|
| Street Address | 6416 TREE TOP CIR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 55 .200 A 6416 TREE TOP CIR VIL LONGREACH S 4 |
| Legal Subdivision | VILLAGE LONGREACH SEC 04 |
| Legal Lot Number | 55 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606706 |
6416 Tree Top Cir is owned and occupied by two individuals who bought it in May 1989.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6416 TREE TOP CIR, COLUMBIA, MD 21045-2895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1989 · Amount on File |
| Deed Sale | May 15, 1989 · Amount on File |
| Prior Sale | Dec 22, 1988 · Amount on File |
| Deed Book / Page | 1997 / 698 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6416 Tree Top Cir was $8,409 with a homeowner's exemption, down 1.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,409.00 (-1.18%) Homeowner's exemption | $624,800 (+7.04%) Land $231,700 Building $393,100 | $624,800 (-) Land $231,700 Building $393,100 |
| 2025 | $8,509.00 Homeowner's exemption | $583,700 | $624,800 Land $231,700 Building $393,100 |
| 2023 | $501,500 Land $176,700 Building $324,800 | $501,500 Land $176,700 Building $324,800 | |
| 2022 | $5,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6416 Tree Top Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6416 Tree Top Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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