6401 Main St, Union, IL 60180 Property Records

McHenry County property record for 6401 Main St, Union, IL 60180

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,336 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Nov 2020)
Tax Bill$3,632 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-04-177-005

Property Details

APN / Parcel Number

Primary APN17-04-177-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,336 sqft Living Area
1st Floor Area973 sqft
Basement Area973 sqft
Finished Basement973 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialConcrete
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area676 sqft
PorchPorch
Deck Area379 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6401 MAIN ST
CityUNION
StateIL
Zip60180-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0047832 LT 1 BLK 3 ORIG PLAT VILL OF UNION
Legal SubdivisionORIG PLAT VILL OF UNION
Legal Block3
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionCORAL
Census Block Group1
Census Block1007
Census Tract871502

Owner

Source: McHenry County assessment roll, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6401 MAIN ST, UNION, IL 60180-9425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Prior SaleMay 15, 2007 · Amount on Record
Deed Document Number202047832
Prior Transfer DateDec 16, 1999
Prior Transfer Doc0000085345
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 9, 2020
Property Address6401 MAIN ST, UNION, IL 60180-9425
Document Number0000047832
Map ReferenceMB 4
Instrument DateOct 6, 2020
Instrument2020R0047832
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 MAIN ST, UNION, IL 60180-9425

Mortgage

Document Number0000047834
DateNov 9, 2020
Instrument2020R0047834
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionCoral Township
MunicipalityUnion Village
Elementary School DistrictMarengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School DistrictMarengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,632.00$63,547 (+17.61%) Land $10,462 Building $53,085$190,641 (+17.61%) Land $31,386 Building $159,255
2022Homeowner's exemption$54,032 Land $8,605 Building $45,427$162,096 Land $25,815 Building $136,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION
serves 594 people · EPA ID IL1110900
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
JAB Wireless
Fixed Wireless
100 / 20
Opiquad
Fixed Wireless
100 / 20

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