McHenry County property record for 6308 Main St, Union, IL 60180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,284 sqft · built 1920 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,000 (Apr 2025) |
| Tax Bill | $5,005 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-131-003 |
| Primary APN | 17-04-131-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,284 sqft Living Area |
| Gross Area | 3,302 sqft |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 1,234 sqft |
| Finished Basement | 1,234 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 12,240 sqft (0.281 acres) |
| Garage Area | 493 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6308 MAIN ST |
|---|---|
| City | UNION |
| State | IL |
| Zip | 60180-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0014250 LT 31 PARK SUB |
| Legal Subdivision | PARK SUB |
| Legal Block | 131 |
| Legal Lot Number | 31 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CORAL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 871502 |
Source: McHenry County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2810 CADBURY CIR, LAKE IN THE HILLS, IL 60156-6709 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Nov 5, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Apr 23, 2020 · Amount on Record |
| Deed Document Number | 20259299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 23, 2020 |
| Property Address | 6308 MAIN ST, UNION, IL 60180-9714 |
| Document Number | 0000014250 |
| Map Reference | DOC 373932 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 2020R0014250 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6308 MAIN ST, UNION, IL 60180-9714 |
| Document Number | 0000014251 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020R0014251 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6308 MAIN ST, UNION, IL 60180-9714 |
| Document Number | 0000039138 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6308 MAIN ST UNION IL 601809714, UNION, IL 60180-9714 |
| Document Number | 0000039138 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 39138 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2028 |
| Rate | 3.87% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Coral Township |
| Municipality | Union Village |
| Elementary School District | Marengo-Union Elementary Consolidated District 165 (PK - 08) |
| Secondary School District | Marengo Community High School District 154 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,005.00 | $84,533 (+28.78%) Land $11,734 Building $72,799 | $253,599 (+28.78%) Land $35,202 Building $218,397 |
| 2022 | Homeowner's exemption | $65,643 Land $9,651 Building $55,992 | $196,929 Land $28,953 Building $167,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION serves 594 people · EPA ID IL1110900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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