6401 FM 89, Tuscola, TX 79562 Property Records

Taylor County property record for 6401 FM 89, Tuscola, TX 79562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2019
Lot Size	1.06 acres (46,522 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R8400004600`

Property Details

APN / Parcel Number

Primary APN	`R8400004600`
Alternative APN	`1016349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	46,522 sqft
Garage Type	Carport
Garage Area	375 sqft
Carport	Carport
Carport Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	276 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6401 FM 89
City	TUSCOLA
State	TX
Zip	79562-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAYLES RANCH SUBD SEC 1, LOT TR PT OF 3, ACRES 1.068
Legal Subdivision	SAYLES RANCH SUBD SEC 1
Legal Tract	PT
Jurisdiction	TAYLOR TX
Township / Civil Division	JIM NED
Census Block Group	2
Census Block	2030
Census Tract	13501

Owner

6401 FM 89 is owner-occupied and held in a trust since December 2024.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 369, BUFFALO GAP, TX 79508-0369
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Aug 9, 2019	Loan Modification, Mortgage FIRST FIN'L BK&TR
May 23, 2019	Loan Modification, Mortgage FIRST FIN'L BK&TR
Aug 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 27, 2024
Transfer Doc	0000021836
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	6401 FM 89, TUSCOLA, TX 79562-2780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BIG COUNTRY TITLE ABILENE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022532
Date	Nov 25, 2020
Instrument	2020-00022532

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR TX
Property Address	6401 FM 89, TUSCOLA, TX 79562-2780
Document Number	0000014204
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 FM 89 TUSCOLA TX 795622780, TUSCOLA, TX 79562-2780

Mortgage

Document Number	0000014204
Date	Aug 26, 2019
Instrument	14204

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	ABILENE, TX 79604-0701

Agreement

Term	180 Months
Due	Aug 25, 2034

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TAYLOR TX
Property Address	6401 FM 89, TUSCOLA, TX 79562-2780
Document Number	0000008522
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 FM 89 TUSCOLA TX 795622780, TUSCOLA, TX 79562-2780

Mortgage

Document Number	0000008522
Date	May 31, 2019
Instrument	8522

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	ABILENE, TX 79604-0701

Agreement

Term	12 Months
Due	May 30, 2020

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TAYLOR TX
Recording Date	Aug 28, 2018
Property Address	6401 FM 89, TUSCOLA, TX 79562-2780
Instrument Date	Aug 24, 2018
Instrument	14847
Transaction Type	Construction Loan
Record Updated	Oct 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 FM 89 TUSCOLA TX 795622780, TUSCOLA, TX 79562-2780

Mortgage

Document Number	0000014847
Date	Aug 28, 2018
Instrument	14847

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	ABILENE, TX 79604

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 6401 FM 89 was $2,154 with exemptions applied.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Unified School District	Jim Ned Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,180 (+3.93%) Land $28,281 Building $230,899	$259,180 (-11.17%) Land $28,281 Building $230,899
2025	$2,154.00 Homeowner's exemption	$249,388 (+1%) Land $28,281 Building $263,489	$291,770 (+4.5%) Land $28,281 Building $263,489
2024		$226,716 (-3.23%) Land $14,360 Building $264,856	$279,216 (+19.17%) Land $14,360 Building $264,856
2023	$1,814.00 (-25.17%) Homeowner's exemption	$234,295 Land $10,409 Building $223,886	$234,295 Land $10,409 Building $223,886
2022	$2,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6401 FM 89 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6401 FM 89 is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEAMBOAT MOUNTAIN WSC serves 8,178 people · EPA ID TX2210022
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on FM 89

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