6401 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 6401 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,237 sqft · built 1985
Lot Size2.69 acres (117,176 sqft)
OwnerIndividual Name on File
Tax Bill$1,389 (2025)
Deeds & MortgagesApr 2023 Transfer
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19N03E-15-4-00000-000-0751

Property Details

APN / Parcel Number

Primary APN19N03E-15-4-00000-000-0751
Alternative APNs
  • 600005722
  • 5722

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,237 sqft Living Area
1st Floor Area2,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area117,176 sqft (2.69 acres)
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

PorchCovered Porch
Porch Area60 sqft
Patio Area455 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number5722
Street Address6401 E MCELROY RD
CitySTILLWATER
StateOK
Zip74075-8707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-19N-03E D-751 (2.69ACM/L) BEG 145'W NE/C NW/4; S-600' W-195' N- 600' E-195' POB
Legal Range03E
Legal Township19N
Legal Section15
Legal Lot Number751
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group4
Census Block4005
Census Tract11101

Owner

Source: Payne County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6401 E MCELROY RD, STILLWATER, OK 74075-8707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Intrafamily Transfer, Transfer
Jan 10, 2017Deed of Trust, Mortgage · FHA Mortgage
WEI MORTGAGE LLC
Feb 6, 2018Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 2, 2015
Deed SaleFeb 2, 2015
Deed Document Number0002239628
Record UpdatedJun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPAYNE OK
Recording DateApr 13, 2023
Property Address6401 E MCELROY RD, STILLWATER, OK 74075-8707
Document Number0027440463
Book / Page2744 / 463
Instrument DateApr 12, 2023
InstrumentI-2023-003162
Transaction TypeTransfer
Record UpdatedMay 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 E MCELROY RD, STILLWATER, OK 74075-8707

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address6401 E MCELROY RD, STILLWATER, OK 74075-8707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023740152
DateJan 10, 2017
Book Page2374/0152
Instrument2017-000348
Lender
NameWEI MORTGAGE LLC
TypeNon-Lending Institution
AddressMC LEAN, VA 22102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term275 Months
DueDec 1, 2039

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address6401 E MCELROY RD, STILLWATER, OK 74075-8707
Document Number0024400754
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedMar 22, 2018
Title CompanyCHICAGO TITLE OK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 E MCELROY RD STILLWATER OK 740758707, STILLWATER, OK 74075-8707

Mortgage

Document Number0024400754
DateMar 7, 2018
Book Page002440/000754
Instrument2474
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2048

Tax Assessment & Valuation

Source: Payne County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,389.00 (-1.49%) Homeowner's exemption$15,159 (-) Land $2,218 Building $12,941
2024$1,410.00 (+0.57%) Homeowner's exemption$15,159 (-) Land $2,218 Building $12,941$270,360 (-6.59%) Land $39,560 Building $230,800
2023$1,402.00 (-0.85%) Homeowner's exemption$15,159 (-) Land $2,072 Building $13,087$289,440 (+8.74%) Land $39,560 Building $249,880
2022$1,414.00 Homeowner's exemption$15,159 Land $2,300 Building $12,859$266,180 Land $40,400 Building $225,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System51 EAST WATER
serves 2,500 people · EPA ID OK3006003
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead3 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Rural Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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