Payne County property record for 6318 E McElroy Rd, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 1968 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-10-3-00000-000-0501 |
| Primary APN | 19N03E-10-3-00000-000-0501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5991 |
|---|---|
| Street Address | 6318 E MCELROY RD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-19N-03E C-501 (1ACM/L) BEG 902'W SE/C SW/4; N-208' W-208' S-208' E-208' POB |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | 19N-03E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2169 |
| Census Tract | 11101 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6318 E MCELROY RD, STILLWATER, OK 74075-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 6318 E MCELROY RD, STILLWATER, OK 74075-8857 |
| Document Number | 0024390210 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6316 E MCELROY RD STILLWATER OK 74075, STILLWATER, OK 74075 |
| Document Number | 0024390210 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 002439/000210 |
| Instrument | 2099 |
| Name | UNIVERSITY & CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | STILLWATER, OK 74076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2028 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,083 (-) Land $1,053 Building $6,030 | $62,133 (-53.26%) Land $9,239 Building $52,894 | |
| 2025 | $597.00 (-1.49%) Homeowner's exemption | $7,083 (-) Land $1,118 Building $5,965 | |
| 2024 | $606.00 (+4.12%) Homeowner's exemption | $7,083 (+3.01%) Land $1,118 Building $5,965 | $132,940 (-1.37%) Land $21,000 Building $111,940 |
| 2023 | $582.00 (+2.65%) Homeowner's exemption | $6,876 (+3%) Land $1,071 Building $5,805 | $134,780 (+14.75%) Land $21,000 Building $113,780 |
| 2022 | $567.00 Homeowner's exemption | $6,676 Land $859 Building $5,817 | $117,460 Land $15,120 Building $102,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 51% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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