6401 Bear Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6401 Bear Ct, Waldorf, MD 20603 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,062 sqft · built 1988
Lot Size	0.142 acres (6,192 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Feb 2010)
Tax Bill	$10,879 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-166385`

Property Details

APN / Parcel Number

Primary APN	`06-166385`
Alternative APNs	`6166385` `166385`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,062 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,192 sqft (0.142 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	190 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	166385
Street Address	6401 BEAR CT
City	WALDORF
State	MD
Zip	20603-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	2
Legal Lot Number	29
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2003
Census Tract	850710

Owner

Source: Charles County records · APN 06-166385

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6401 BEAR CT, WALDORF, MD 20603-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 08, 2021	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Sep 30, 2022	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2010 · Amount on Record
Deed Sale	Feb 19, 2010 · Amount on Record
Prior Sale	Mar 20, 2003 · Amount on Record
Deed Document Number	201011910
Deed Book / Page	7082 / 278
Prior Transfer Date	Feb 05, 2010
Prior Transfer Doc	0070820278
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6401 BEAR CT, WALDORF, MD 20603-4302
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 BEAR CT, WALDORF, MD 20603-4302

Mortgage

Document Number	0117040298
Date	Mar 24, 2021
Book Page	11704/298

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	183 Months
Due	Jun 01, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6401 BEAR CT, WALDORF, MD 20603-4302
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 BEAR CT, WALDORF, MD 20603-4302

Mortgage

Document Number	0121280397
Date	Oct 08, 2021
Book Page	12128/397

Lender

Name	EMORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6401 BEAR CT, WALDORF, MD 20603-4302
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 BEAR CT, WALDORF, MD 20603-4302

Mortgage

Document Number	0127200314
Date	Sep 30, 2022
Book Page	12720/314

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Sep 01, 2039

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,879.00 (+143.98%)	$359,133 (+14.35%)	$404,200 (+20.08%) Land $125,100 Building $279,100
2023	$4,459.00	$314,067	$336,600 Land $125,100 Building $211,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178507102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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