Charles County property record for 6407 Bear Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,658 sqft · built 1991 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2017) |
| Tax Bill | $10,697 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-166350 |
| Primary APN | 06-166350 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 1,878 sqft |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 166350 |
|---|---|
| Street Address | 6407 BEAR CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 26 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850710 |
6407 Bear Ct is owned and occupied by an individual who bought it in August 2017.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6407 BEAR CT, WALDORF, MD 20603-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 24, 2020 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Aug 15, 2017 | Grant Deed, Transfer NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Prior Sale | Dec 11, 2003 · Amount on File |
| Deed Book / Page | 9949 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6407 BEAR CT, WALDORF, MD 20603-4302 |
| Document Number | 0111020095 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6407 BEAR CT WALDORF MD 206034302, WALDORF, MD 20603-4302 |
| Document Number | 0111020095 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 011102/000095 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6407 BEAR CT, WALDORF, MD 20603-4302 |
| Document Number | 0111020087 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 6407 BEAR CT WALDORF MD 206034302, WALDORF, MD 20603-4302 |
| Document Number | 0111020087 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 011102/000087 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 15, 2017 |
| Property Address | 6407 BEAR CT, WALDORF, MD 20603-4302 |
| Document Number | 0099490492 |
| Book / Page | 009949 / 000492 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6407 BEAR CT WALDORF MD 206034302, WALDORF, MD 20603-4302 |
| Investor | Possibly a Property Investor |
| Document Number | 99490498 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 009949/000498 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 6407 Bear Ct was $10,697.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,567 (+4.64%) | $384,900 (-) Land $125,000 Building $259,900 | |
| 2025 | $10,697.00 | $352,233 | $384,900 Land $125,000 Building $259,900 |
| 2023 | $4,343.00 | $305,300 | $335,900 Land $125,000 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6407 Bear Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6407 Bear Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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