6400 Fergus Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 6400 Fergus Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,517 sqft · built 1920
Lot Size75.8 acres (3,304,462 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Apr 2023)
Tax Bill$3,887 (2022)
Deeds & MortgagesApr 2023 Sale
Flood ZoneZone AE (high risk)
APN04-10-4-19-1002-004

Property Details

APN / Parcel Number

Primary APN04-10-4-19-1002-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,517 sqft Living Area
1st Floor Area1,076 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area3,304,462 sqft (75.8 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number04104191002004
Street Address6400 FERGUS RD
CitySAINT CHARLES
StateMI
Zip48655-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1 PRIMARY AG
Legal DescriptionW 1/2 OF NE 1/4 EXC S 350 FT OF E 516 FT THEREOF 75.86 ACRES SEC 19 T10N R4 *** NEW SPLIT FROM PARENTS 1002-001 1002-002
Legal Range04
Legal Township10N
Legal Section19
JurisdictionSAGINAW MI
Township / Civil DivisionALBEE
Census Block Group1
Census Block1041
Census Tract12900

Owner

Source: Saginaw County records · APN 04-10-4-19-1002-004

Assessment roll updated March 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6400 FERGUS RD, SAINT CHARLES, MI 48655-9615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2023 · Amount on Record
Deed SaleApr 25, 2023 · Amount on Record
Deed Document Number2023010275
Record UpdatedJun 07, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 25, 2023
Property Address6400 FERGUS RD, SAINT CHARLES, MI 48655-9615
Document Number0000010275
Instrument DateApr 17, 2023
Instrument2023010275
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8750 W VERNE RD, SAINT CHARLES, MI 48655-9607

Transferred To (Grantee/Buyer)

NameVerified Name
Address6400 FERGUS RD, SAINT CHARLES, MI 48655-9615

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated March 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionAlbee Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$219,400$438,800
2022$3,887.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), as of March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450129001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation593.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims3 (1986–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2000 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fergus Rd

Nearby Streets

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