Saginaw County property record for 6400 Fergus Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,517 sqft · built 1920 |
| Lot Size | 75.8 acres (3,304,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2023) |
| Tax Bill | $3,887 (2022) |
| Deeds & Mortgages | Apr 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 04-10-4-19-1002-004 |
| Primary APN | 04-10-4-19-1002-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,517 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,304,462 sqft (75.8 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 04104191002004 |
|---|---|
| Street Address | 6400 FERGUS RD |
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 PRIMARY AG |
| Legal Description | W 1/2 OF NE 1/4 EXC S 350 FT OF E 516 FT THEREOF 75.86 ACRES SEC 19 T10N R4 *** NEW SPLIT FROM PARENTS 1002-001 1002-002 |
| Legal Range | 04 |
| Legal Township | 10N |
| Legal Section | 19 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ALBEE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 12900 |
Source: Saginaw County records · APN 04-10-4-19-1002-004
Assessment roll updated March 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6400 FERGUS RD, SAINT CHARLES, MI 48655-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Deed Document Number | 2023010275 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 25, 2023 |
| Property Address | 6400 FERGUS RD, SAINT CHARLES, MI 48655-9615 |
| Document Number | 0000010275 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023010275 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8750 W VERNE RD, SAINT CHARLES, MI 48655-9607 |
| Name | Verified Name |
|---|---|
| Address | 6400 FERGUS RD, SAINT CHARLES, MI 48655-9615 |
Source: Saginaw County records · Assessment roll updated March 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Albee Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $219,400 | $438,800 | |
| 2022 | $3,887.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), as of March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450129001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 593.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1986–2000) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
Based on FCC filings for 4 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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