Saginaw County property record for 6004 Fergus Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,364 sqft · built 1956 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-10-4-19-1003-003 |
| Primary APN | 04-10-4-19-1003-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 84,506 sqft (1.94 acres) |
| Lot Dimensions | 343 ft deep x 247 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6004 FERGUS RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 PRIMAR |
| Legal Description | BEG AT E 1/4 COR OF SEC 19 TH S 89?10'45" W ON E & W 1/4 LINE OF SD SEC 280 FT TH N 00?14'28" W PARA WITH E LINE OF SD SEC |
| Legal Range | 04E |
| Legal Township | 10N |
| Legal Section | 19 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ALBEE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 12900 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6004 FERGUS RD, SAINT CHARLES, MI 48655-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Correction Deed |
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 9, 2021 |
| Property Address | 6004 FERGUS RD, SAINT CHARLES, MI 48655-9688 |
| Document Number | 0000038740 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021038740 |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 17, 2021 |
| Property Address | 6004 FERGUS RD, SAINT CHARLES, MI 48655-9688 |
| Document Number | 0000030442 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021030442 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6004 FERGUS RD, SAINT CHARLES, MI 48655-9688 |
| Name | Verified Name |
|---|---|
| Address | 6004 FERGUS RD, SAINT CHARLES, MI 48655-9688 |
| Document Number | 0000029848 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021029848 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Albee Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,900 (+17.57%) | $295,800 (+17.57%) | |
| 2025 | $4,109.00 (+13.13%) Homeowner's exemption | ||
| 2023 | $125,800 | $251,600 | |
| 2022 | $3,632.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 593.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1986–2000) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Brightspeed.
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