640 Windy Gap Rd, Franklin, NC 28734 Property Records

Macon County property record for 640 Windy Gap Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 909 sqft · built 1943
Lot Size2.24 acres (97,574 sqft)
OwnerIndividual Name on Record
Tax Bill$190 (2025)
Deeds & MortgagesSep 2017 Sale
Flood ZoneZone X (minimal risk)
APN6585558094

Property Details

APN / Parcel Number

Primary APN6585558094
Alternative APN
  • 140719

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area909 sqft Heated Area
1st Floor Area909 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Lot Area97,574 sqft (2.24 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area91 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number140719
Street Address640 WINDY GAP RD
CityFRANKLIN
StateNC
Zip28734-7402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFR1
Legal DescriptionWINDY GAP
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1013
Census Tract970302

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 WINDY GAP RD, FRANKLIN, NC 28734-7402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 13, 2017
Property Address640 WINDY GAP RD, FRANKLIN, NC 28734-7402
Document NumberD38/2433
Book / PageD-38 / 2433
Map ReferenceDD I-7 PG 68
Instrument DateSep 13, 2017
Instrument2017006213
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 WINDY GAP RD, FRANKLIN, NC 28734-7402

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,690 (-12.56%) Land $46,890 Building $800$47,690 (-12.56%) Land $46,890 Building $800
2025$190.00 (-34.03%)
2023$288.00$54,540 Land $46,890 Building $7,650$54,540 Land $46,890 Building $7,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windy Gap Rd

Nearby Streets

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