539 Windy Gap Rd, Franklin, NC 28734 Property Records

Macon County property record for 539 Windy Gap Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1977
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2018)
Tax Bill	$854 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6585644888`

Property Details

APN / Parcel Number

Primary APN	`6585644888`
Alternative APNs	`0102795` `141850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	141850
Street Address	539 WINDY GAP RD
City	FRANKLIN
State	NC
Zip	28734-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	LOT 2 WINDY GAP ACRES
Legal Subdivision	WINDY GAP ACRES
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1036
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 WINDY GAP RD, FRANKLIN, NC 28734-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	20181393
Deed Book / Page	38 / 1153
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 2, 2018
Property Address	539 WINDY GAP RD, FRANKLIN, NC 28734-7401
Document Number	L38/1153
Book / Page	L-38 / 1153
Map Reference	MB 4 PG 102
Instrument Date	Mar 2, 2018
Instrument	2018001393
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 WINDY GAP RD, FRANKLIN, NC 28734-7401

Mortgage

Document Number	2018001394
Date	Mar 2, 2018
Instrument	2018001394

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 2, 2018
Property Address	539 WINDY GAP RD, FRANKLIN, NC 28734-7401
Document Number	L38/1153
Book / Page	L-38 / 1153
Map Reference	MB 4 PG 102
Instrument Date	Mar 2, 2018
Instrument	2018001393
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 WINDY GAP RD, FRANKLIN, NC 28734-7401

Mortgage

Document Number	2018001394
Date	Mar 2, 2018
Instrument	2018001394

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$854.00	$216,000 (+0.47%) Land $29,480 Building $186,520	$216,000 (+0.47%) Land $29,480 Building $186,520
2025	$854.00 (+6.22%)
2023	$804.00	$215,000 Land $29,480 Building $185,520	$215,000 Land $29,480 Building $185,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE GARDENS AT CAT CREEK private · serves 40 people · EPA ID NC1057008
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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