640 Whetstone St, Manteca, CA 95337 Property Records

San Joaquin County property record for 640 Whetstone St, Manteca, CA 95337 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,597 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$521,500 (Oct 2018)
Tax Bill$6,109 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN226-400-540-000

Property Details

APN / Parcel Number

Primary APN226-400-540-000
Alternative APN
  • 226-400-54

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,597 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)
Garage Area688 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number226-400-54
Street Address640 WHETSTONE ST
CityMANTECA
StateCA
Zip95337-9056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17-FM PT OF 226-120-34 PER EVANS ESTATES, UNIT NO.
Legal SubdivisionEVANS ESTATES UN #3
Legal Block4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group4
Census Block4035
Census Tract5106

Owner

Source: San Joaquin County records · APN 226-400-540-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2022Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 03, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jul 26, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Oct 10, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Oct 10, 2018Grant Deed, Transfer
BAY EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2018 · Amount on Record
Deed SaleOct 10, 2018 · Amount on Record
Deed Document Number2018112467
Prior Transfer DateOct 05, 2018
Prior Transfer Doc0000112468
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address640 WHETSTONE ST, MANTECA, CA 95337-9056
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 WHETSTONE ST, MANTECA, CA 95337-9056

Mortgage

Document Number0000027478
DateMar 01, 2022
Instrument2022-027478
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address640 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number0000067413
Instrument DateJun 03, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 WHETSTONE ST MANTECA CA 953379056, MANTECA, CA 95337-9056

Mortgage

Document Number0000067413
DateJun 09, 2020
Instrument67413
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address640 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number0000088216
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 WHETSTONE ST MANTECA CA 953379056, MANTECA, CA 95337-9056

Mortgage

Document Number0000088216
DateAug 16, 2019
Instrument88216
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 10, 2018
Property Address640 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number0000112468
Instrument DateOct 05, 2018
Instrument112468
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 WHETSTONE ST MANTECA CA 953379056, MANTECA, CA 95337-9056

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 10, 2018
Property Address640 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number0000112467
Instrument DateSep 06, 2018
Instrument112467
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$573.65
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 WHETSTONE ST MANTECA CA 953379056, MANTECA, CA 95337-9056

Mortgage

Document Number112469
DateOct 10, 2018
Instrument112469
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueOct 09, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityManteca City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,109.00 (-20.74%)$614,008 (+4.04%) Land $133,860 Building $480,148
2023$7,708.00 (+1.31%) Homeowner's exemption$590,167 Land $128,663 Building $461,504$673,650
2022$7,608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 602 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
ezWaveFixed Wireless (unlicensed)1,000 / 200
Zinnia NetworksFixed Wireless (unlicensed)400 / 80
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, Verizon, Ayera Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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