635 Whetstone St, Manteca, CA 95337 Property Records

San Joaquin County property record for 635 Whetstone St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,661 sqft · built 2018
Lot Size	0.219 acres (9,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2018)
Tax Bill	$7,533 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`226-400-410-000`

Property Details

APN / Parcel Number

Primary APN	`226-400-410-000`
Alternative APN	`226-400-41`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,661 sqft Living Area
1st Floor Area	2,661 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,549 sqft (0.219 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	226-400-41
Street Address	635 WHETSTONE ST
City	MANTECA
State	CA
Zip	95337-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-FM PT OF 226-120-34 PER EVANS ESTATES, UNIT NO.
Legal Subdivision	EVANS ESTATES UN #3
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4034
Census Tract	5106

Owner

Source: San Joaquin County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	201863638
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	635 WHETSTONE ST, MANTECA, CA 95337-9056
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WHETSTONE ST, MANTECA, CA 95337-9056

Mortgage

Document Number	0000050976
Date	Mar 22, 2021
Instrument	2021-050976

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	635 WHETSTONE ST, MANTECA, CA 95337-9056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WHETSTONE ST, MANTECA, CA 95337-9056

Mortgage

Document Number	0000010208
Date	Jan 19, 2021
Instrument	2021-010208

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	635 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number	0000093037
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 WHETSTONE ST MANTECA CA 953379056, MANTECA, CA 95337-9056

Mortgage

Document Number	0000093037
Date	Aug 27, 2019
Instrument	93037

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2018
Property Address	635 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number	0000063638
Map Reference	MB 42 PG 68
Instrument Date	Jun 7, 2018
Instrument	2018-063638
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 WHETSTONE ST, MANTECA, CA 95337-9056

Mortgage

Document Number	0000063639
Date	Jun 8, 2018
Instrument	2018-063639

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2018
Property Address	635 WHETSTONE ST, MANTECA, CA 95337-9056
Document Number	0000063623
Map Reference	MB 42 PG 68
Instrument Date	Jun 7, 2018
Instrument	2018-063623
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 WHETSTONE ST, MANTECA, CA 95337-9056

Mortgage

Document Number	0000063624
Date	Jun 8, 2018
Instrument	2018-063624

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,533.00 (+4.52%)	$566,951 (+4.04%) Land $136,537 Building $430,414
2023	$7,207.00 (+1.31%) Homeowner's exemption	$544,937 Land $131,236 Building $413,701	$680,220
2022	$7,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Verizon.

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