St. Clair County property record for 640 Summer St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 906 sqft · built 1950 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $19,000 (Nov 2011) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-105-0212-000 |
| Primary APN | 74-01-105-0212-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 906 sqft Living Area |
| 1st Floor Area | 488 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 684 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 SUMMER ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | W 1/2 LOTS 1 & 2 BLK 69 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ALGONAC |
| Legal Block | 69 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9239 RIVER RD, 1, CLAY, MI 48001-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2011 · Amount on Record |
| Deed Sale | Nov 23, 2011 · Amount on Record |
| Prior Sale | Aug 16, 2010 · Amount on Record |
| Deed Document Number | 201129765 |
| Deed Book / Page | 4202 / 605 |
| Last Transfer Date | Aug 1, 2025 |
| Transfer Doc | 0000584734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 1, 2025 |
| Property Address | 640 SUMMER ST, ALGONAC, MI 48001-1538 |
| Document Number | 0005856860 |
| Book / Page | 5856 / 860 |
| Map Reference | LB F PG 51 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025018664 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 130, MARINE CITY, MI 48039-0130 |
| Name | Verified Name |
|---|---|
| Address | 9239 RIVER RD UNIT 1, 1, CLAY, MI 48001-4002 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,600 (+21.83%) | $165,200 (+21.83%) | |
| 2025 | $2,068.00 (+21.29%) | $67,800 (+24.18%) | |
| 2024 | $1,705.00 (+46.48%) | $135,600 (+24.18%) | |
| 2023 | $54,600 | ||
| 2022 | $1,164.00 | $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1984–2021) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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