St. Clair County property record for 520 Summer St, Algonac, MI 48001 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1944 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2022) |
| Tax Bill | $2,887 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-105-0263-000 |
| Primary APN | 74-01-105-0263-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74011050263000 |
|---|---|
| Street Address | 520 SUMMER ST |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 LOTS 1 & 2 BLK 102 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 102 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-105-0263-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 SUMMER ST, ALGONAC, MI 48001-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Jan 07, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2022 · Amount on Record |
| Deed Sale | Jan 07, 2022 · Amount on Record |
| Deed Document Number | 2022000583 |
| Deed Book / Page | 5472 / 886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 520 SUMMER ST, ALGONAC, MI 48001-1536 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 520 SUMMER ST, ALGONAC, MI 48001-1536 |
| Document Number | 0005874762 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5874/762 |
| Instrument | 2025022672 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | 2500 WESTCHESTER AVE STE 113, PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 07, 2022 |
| Property Address | 520 SUMMER ST, ALGONAC, MI 48001-1536 |
| Document Number | 0005472886 |
| Book / Page | 5472 / 886 |
| Map Reference | LB F PG 51 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022000583 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 CLAY ST, 633, ALGONAC, MI 48001-1401 |
| Name | Verified Name |
|---|---|
| Address | 365 DIXIE BLVD, ALGONAC, MI 48001-1101 |
| Document Number | 0005469184 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 5469/184 |
| Instrument | 2021036095 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,400 (+24.5%) | ||
| 2024 | $2,887.00 (+12.25%) | $174,800 (+24.5%) | |
| 2023 | $70,200 | ||
| 2022 | $2,572.00 | $140,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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