Missoula County property record for 640 Stephens Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,113 sqft · built 1950 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,335 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0456900 |
| Primary APN | R0456900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 557 sqft |
| Finished Basement | 557 sqft |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.178 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001101007 |
|---|---|
| Old Parcel Number | 1101007 |
| Street Address | 640 STEPHENS AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SOUTH MISSOULA, S28, T13 N, R19 W, BLOCK 43, LOT 11 - 12 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 28 |
| Legal Quarter | NE |
| Legal Subdivision | SOUTH MISSOULA |
| Legal Block | 43 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1100 |
Source: Missoula County assessment roll, as of December 31, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5186, MISSOULA, MT 59806-5186 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 1996 |
| Deed Sale | Sep 10, 1996 |
| Deed Document Number | 0004841639 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 640 STEPHENS AVE, MISSOULA, MT 59801-3812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0010440488 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 1044/488 |
| Instrument | 202028458 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Missoula County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,335.00 (-9.89%) | $499,000 (+24.02%) | $499,000 (+24.02%) Land $247,650 Building $251,350 |
| 2023 | $4,811.00 | $402,340 | $402,340 Land $189,150 Building $213,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures