636 Stephens Ave, Missoula, MT 59801 Property Records

Missoula County property record for 636 Stephens Ave, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,102 sqft · built 1945
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2020)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0448382`

Property Details

APN / Parcel Number

Primary APN	`R0448382`
Alternative APNs	`04-2200-28-1-24-13-0000` `0000382805` `0382805`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,112 sqft
Basement Area	1,092 sqft
Finished Basement	990 sqft
Unfinished Basement	102 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	180 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000382805
Street Address	636 STEPHENS AVE
City	MISSOULA
State	MT
Zip	59801-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SOUTH MISSOULA, S28, T13 N, R19 W, BLOCK 43, SW2 OF LOT 9, ALL OF LOT 10
Legal Subdivision	SOUTH MISSOULA
Legal Block	43
Legal Lot Number	9,10
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3014
Census Tract	1100

Owner

Source: Missoula County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 STEPHENS AVE, MISSOULA, MT 59801-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA
Jan 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	202022631
Deed Book / Page	1040 / 261
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	0010240488
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	636 STEPHENS AVE, MISSOULA, MT 59801-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010041230
Date	Oct 29, 2018
Book Page	1004/1230
Instrument	201819214

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2043

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Sep 24, 2020
Property Address	636 STEPHENS AVE, MISSOULA, MT 59801-3812
Document Number	0010400261
Book / Page	1040 / 261
Instrument Date	Sep 24, 2020
Instrument	202022631
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PLYMOUTH ST, MISSOULA, MT 59801-4131

Mortgage

Document Number	202022632
Date	Sep 24, 2020
Instrument	202022632

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Jan 8, 2020
Property Address	636 STEPHENS AVE, MISSOULA, MT 59801-3812
Document Number	0010240488
Book / Page	1024 / 0488
Instrument Date	Jan 3, 2020
Instrument	202000458
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 STEPHENS AVE, MISSOULA, MT 59801-3812

Mortgage

Document Number	202000459
Date	Jan 8, 2020
Instrument	202000459

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,137.00 (-20.07%)	$570,563 (+12.5%) Land $225,323 Building $345,240	$570,563 (+12.5%) Land $225,323 Building $345,240
2024	$6,427.00 (+6.04%)
2023	$6,061.00	$507,183	$507,183 Land $162,533 Building $344,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative.

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