640 S Collins Ave, Lima, OH 45804 Property Records

Allen County property record for 640 S Collins Ave, Lima, OH 45804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 638 sqft · built 1900
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Sep 2006)
Tax Bill$924 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN37-3211-08-019.000

Property Details

APN / Parcel Number

Primary APN37-3211-08-019.000
Alternative APN
  • M3837321108019000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area638 sqft Living Area
Gross Area742 sqft
1st Floor Area638 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area6,186 sqft (0.142 acres)
Lot Dimensions155 ft deep x 40 ft wide
PorchEnclosed Frame Porch
Porch Area200 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address640 S COLLINS AVE
CityLIMA
StateOH
Zip45804-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLINS ADDITION LOT 6052 & 5 FT VAC ALY FF 40.00
Legal SubdivisionCOLLINS ADDITION
Legal Lot Number6052
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group2
Census Block2025
Census Tract12600

Owner

640 S Collins Ave is owned and occupied by an individual who bought it in September 2006.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address640 S COLLINS AVE, LIMA, OH 45804-3115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2006 · Amount on File
Deed SaleSep 15, 2006 · Amount on File
Prior SaleMar 7, 2002 · Amount on File
Deed Document Number20068584
Deed Book / Page2006 / 8584
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address640 S COLLINS AVE, LIMA, OH 45804-3115
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9240009795
DateSep 24, 2025
Book Page2025/9795
Instrument202509240009795
Lender
NameSUPERIOR CU
TypeCredit Union
Address4230 ELIDA RD, LIMA, OH 45807
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueSep 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 640 S Collins Ave was $924, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$924.00 (+0.11%)$24,470 (-) Land $2,910 Building $21,560$69,900 (-) Land $8,300 Building $61,600
2024$923.00 (+24.39%)$24,470 (+44.96%) Land $2,910 Building $21,560$69,900 Land $8,300 Building $61,600
2023$742.00 (-0.4%)$16,880 (-) Land $2,000 Building $14,880
2022$745.00$16,880 Land $2,000 Building $14,880
2021$48,200 Land $5,700 Building $42,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 S Collins Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 S Collins Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: TSC.

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