637 S Collins Ave, Lima, OH 45804 Property Records

Allen County property record for 637 S Collins Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,864 sqft · built 1923
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on File
Last Sale	$23,800 (Sep 2019)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3211-09-009.000`

Property Details

APN / Parcel Number

Primary APN	`37-3211-09-009.000`
Alternative APN	`M3837321109009000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	640 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Finished Basement	600 sqft
Unfinished Basement	24 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	164 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	637 S COLLINS AVE
City	LIMA
State	OH
Zip	45804-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS ADDITION LOTS 6062- 6064 & PT 6061 & PT VAC ALY FF 125.00
Legal Subdivision	COLLINS ADDITION
Legal Lot Number	6061
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2047
Census Tract	12600

Owner

637 S Collins Ave is owned and occupied by an individual who bought it in September 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	637 S COLLINS AVE, LIMA, OH 45804-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR FINANCIAL SOLUTIONS
Sep 30, 2019	Warranty Deed, Transfer · Conventional with PMI TOPMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Dec 9, 1999 · Amount on File
Deed Document Number	201910279
Deed Book / Page	2019 / 10279
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	637 S COLLINS AVE, LIMA, OH 45804-3114
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11050015572
Date	Nov 5, 2021
Book Page	2021/15572
Instrument	202111050015572

Lender

Name	SUPERIOR FINANCIAL SOLUTIONS
Type	Mortgage Company
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 30, 2019
Property Address	637 S COLLINS AVE, LIMA, OH 45804-3114
Document Number	0000010279
Book / Page	002019 / 010279
Instrument Date	Sep 30, 2019
Instrument	10279
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 S COLLINS AVE LIMA OH 458043114, LIMA, OH 45804-3114

Mortgage

Document Number	10280
Date	Sep 30, 2019
Instrument	10280

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	CRIDERSVILLE, OH 45806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 637 S Collins Ave was $1,623, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+0.06%)	$44,490 (-) Land $9,940 Building $34,550	$127,100 (-) Land $28,400 Building $98,700
2024	$1,622.00 (+25.35%)	$44,490 (+44.92%) Land $9,940 Building $34,550	$127,100 Land $28,400 Building $98,700
2023	$1,294.00 (-0.54%)	$30,700 (-) Land $6,860 Building $23,840
2022	$1,301.00	$30,700 Land $6,860 Building $23,840
2021			$87,700 Land $19,600 Building $68,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 S Collins Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 637 S Collins Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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