Will County property record for 640 Rock Spring Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,509 sqft · built 1994 |
| Lot Size | 0.27 acres (11,731 sqft) |
| Owner | Trust Name on File |
| Last Sale | $310,000 (Sep 1994) |
| Tax Bill | $15,628 (2025) |
| Deeds & Mortgages | Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-01-113-002 |
| Primary APN | 07-01-01-113-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,509 sqft Total Area |
| 1st Floor Area | 1,916 sqft |
| 2nd Floor Area | 1,593 sqft |
| Basement Area | 1,894 sqft |
| Unfinished Basement | 1,894 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 11,731 sqft (0.27 acres) |
| Garage Area | 667 sqft |
| Street Address | 640 ROCK SPRING RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 IN BROOKWOOD TRACE UNIT 2, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 1, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 01 |
| Legal Subdivision | BROOKWOOD TRACE 2 |
| Legal Lot Number | 131 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 880304 |
640 Rock Spring Rd is owner-occupied and held in a trust since January 2019.
Source: Will County records, as of August 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 640 ROCK SPRING RD, NAPERVILLE, IL 60565-4384 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 1994 · Amount on File |
| Deed Sale | Sep 2, 1994 · Amount on File |
| Prior Sale | Aug 11, 1994 · Amount on File |
| Deed Document Number | 199484564 |
| Last Transfer Date | Jan 17, 2019 |
| Transfer Doc | 0000008142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Feb 11, 2019 |
| Property Address | 640 ROCK SPRING RD, NAPERVILLE, IL 60565-4384 |
| Document Number | 0000008142 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 8142 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 640 ROCK SPRING RD NAPERVILLE IL 605654384, NAPERVILLE, IL 60565-4384 |
The 2025 property tax bill for 640 Rock Spring Rd was $15,628.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,628.00 | $266,672 (+9.95%) Land $63,361 Building $203,311 | $800,016 (+9.95%) Land $190,083 Building $609,933 |
| 2024 | $242,539 Land $57,627 Building $184,912 | $727,617 Land $172,881 Building $554,736 | |
| 2022 | $13,829.00 Homeowner's exemption Senior Citizen's exemption | $201,884 Land $48,157 Building $153,727 | $605,652 Land $144,471 Building $461,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Rock Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 Rock Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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