Will County property record for 636 Rock Spring Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,994 sqft · built 1993 |
| Lot Size | 0.25 acres (10,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 1996) |
| Tax Bill | $14,950 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-01-113-003 |
| Primary APN | 07-01-01-113-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Total Area |
| 1st Floor Area | 1,548 sqft |
| 2nd Floor Area | 1,446 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 10,988 sqft (0.25 acres) |
| Garage Area | 667 sqft |
| Street Address | 636 ROCK SPRING RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 132 IN BROOKWOOD TRACE UNIT 2, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 1, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 01 |
| Legal Subdivision | BROOKWOOD TRACE 2 |
| Legal Lot Number | 132 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 880304 |
636 Rock Spring Rd is owned and occupied by two individuals who bought it in October 1996.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 636 ROCK SPRING RD, NAPERVILLE, IL 60565-4384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Mar 7, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 1996 · Amount on File |
| Deed Sale | Oct 9, 1996 · Amount on File |
| Prior Sale | Nov 9, 1993 · Amount on File |
| Deed Document Number | 199691418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 636 ROCK SPRING RD, NAPERVILLE, IL 60565-4384 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000017598 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | R2017017598 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 636 ROCK SPRING RD, NAPERVILLE, IL 60565-4384 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000019175 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | R2017019175 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 636 Rock Spring Rd was $14,950.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,950.00 | $247,790 (+9.95%) Land $63,361 Building $184,429 | $743,370 (+9.95%) Land $190,083 Building $553,287 |
| 2024 | $225,366 Land $57,627 Building $167,739 | $676,098 Land $172,881 Building $503,217 | |
| 2022 | $13,157.00 Homeowner's exemption | $187,606 Land $48,157 Building $139,449 | $562,818 Land $144,471 Building $418,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 636 Rock Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 636 Rock Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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