Sharp County property record for 640 River Rd, Hardy, AR 72542
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 968 sqft · built 1992 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,123 (Oct 2025) |
| Tax Bill | $458 (2026) |
| Deeds & Mortgages | Oct 2025 Foreclosure Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-06680-000 |
| Primary APN | 001-06680-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Flooring | Tile |
| Accessibility Features | Accessibility Features |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | None |
|---|
| Street Address | 640 RIVER RD |
|---|---|
| City | HARDY |
| State | AR |
| Zip | 72542-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE/4 SW/4 |
| Legal Range | 05 |
| Legal Township | 19 |
| Legal Section | 13 |
| Jurisdiction | SHARP AR |
| Township / Civil Division | HARDY |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 470201 |
Source: Sharp County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 RIVER RD, HARDY, AR 72542-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Public Action, Foreclosure |
| Apr 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage EVOLVE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Deed Document Number | 20254247 |
| Deed Book / Page | 2025 / 16942 |
| Prior Transfer Date | Sep 15, 2025 |
| Prior Transfer Doc | RB2025/16942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | SHARP AR |
| Recording Date | Oct 3, 2025 |
| Property Address | 640 RIVER RD, HARDY, AR 72542-9375 |
| Document Number | RB2025/16942 |
| Book / Page | RB2025 / 16942 |
| Instrument Date | Sep 15, 2025 |
| Instrument | L202504247 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 RIVER RD, HARDY, AR 72542-9375 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 640 RIVER RD, HARDY, AR 72542-9375 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/6055 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 2020/6055 |
| Instrument | 2001557 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HARDY, AR 72542 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 28, 2025 |
Source: Sharp County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sharp County |
| Unified School District | Highland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458.00 (+6.51%) | $17,868 (+81.59%) Land $3,824 Building $14,044 | |
| 2025 | $430.00 (+22.16%) | $9,840 (-) Land $1,720 Building $8,120 | |
| 2023 | $352.00 | $9,840 Land $1,720 Building $8,120 | $89,340 Land $19,120 Building $70,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 9 (2008–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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