Sharp County property record for 555 River Rd, Hardy, AR 72542
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,400 sqft · built 2018 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2009) |
| Tax Bill | $1,532 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-06915-000 |
| Primary APN | 001-06915-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 560 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,112 sqft |
| Deck Area | 500 sqft |
| Patio Area | 192 sqft |
| Utility Building | 1,200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 555 RIVER RD |
|---|---|
| City | HARDY |
| State | AR |
| Zip | 72542-9376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT W/2 NW/4 FRL |
| Legal Range | 05 |
| Legal Township | 19 |
| Legal Section | 24 |
| Jurisdiction | SHARP AR |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 470201 |
555 River Rd, a rural home, is owned and occupied by an individual who bought it in February 2009.
Source: Sharp County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 RIVER RD, HARDY, AR 72542-9376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Feb 2, 2018 | Deed of Trust, Mortgage · Construction Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2009 · Amount on File |
| Deed Sale | Feb 2, 2009 · Amount on File |
| Deed Document Number | 2009375 |
| Deed Book / Page | 2009 / 1301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 555 RIVER RD, HARDY, AR 72542-9376 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/14439 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 2019/14439 |
| Instrument | 1903695 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 555 RIVER RD, HARDY, AR 72542-9376 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/02187 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 2019/02187 |
| Instrument | 1900609 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 555 RIVER RD, HARDY, AR 72542-9376 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/01642 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 2018/01642 |
| Instrument | 1800416 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jan 28, 2019 |
The 2026 property tax bill for 555 River Rd was $1,532 with a homeowner's exemption, up 77.1% from the year before.
Source: Sharp County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sharp County |
| Unified School District | Highland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,532.00 (+77.11%) Homeowner's exemption | $66,060 (-) Land $3,180 Building $62,880 | |
| 2025 | $865.00 Homeowner's exemption | $66,060 Land $3,180 Building $62,880 | |
| 2023 | $1,330.00 Homeowner's exemption | $66,060 Land $3,180 Building $62,880 | $330,300 Land $15,900 Building $314,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 River Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 9 (2008–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 River Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
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