640 River Oaks Dr, Delaware, OH 43015 Property Records

Delaware County property record for 640 River Oaks Dr, Delaware, OH 43015

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 882 sqft · built 1972
Lot Size	5.28 acres (230,182 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2022)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`419-124-02-015-525`

Property Details

APN / Parcel Number

Primary APN	`419-124-02-015-525`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,103 sqft
1st Floor Area	882 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	230,182 sqft (5.28 acres)
Garage Type	Attached
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	640 RIVER OAKS DR
City	DELAWARE
State	OH
Zip	43015-2968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 640
Legal Subdivision	RIVERVIEW ESTATE CONDO
Legal Lot Number	640
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1030
Census Tract	12200

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Jan 14, 2022	Intrafamily Transfer, Transfer
Jan 14, 2022	Intrafamily Transfer, Transfer
Dec 15, 2021	Certificate of Transfer, Transfer
Apr 15, 2021	Warranty Deed, Transfer LAND SEL TITLE AGENCY, LANDSEL TITLE AGENCY
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2022 · Amount on Record
Deed Sale	Jun 12, 2022 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	202217626
Deed Book / Page	1971 / 1030
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	0000001775
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 12, 2022
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Document Number	0000017626
Book / Page	1971 / 1030
Map Reference	CAB 2 SL 396
Instrument Date	May 24, 2022
Instrument	202200017626
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND SEL TITLE AGENCY, LANDSEL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968

Mortgage

Document Number	0000017627
Date	Jun 12, 2022
Instrument	202200017627

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Jan 14, 2022
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Document Number	0000001774
Book / Page	1938 / 2726
Map Reference	MB 9 PG 74&75
Instrument Date	Dec 8, 2021
Instrument	202200001774
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 DENNISON AVE, COLUMBUS, OH 43201-3416

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Jan 14, 2022
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Document Number	0000001775
Book / Page	1938 / 2733
Map Reference	CAB 2 SL 396
Instrument Date	Dec 8, 2021
Instrument	202200001775
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 DENNISON AVE, COLUMBUS, OH 43201-3416

December 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	DELAWARE OH
Recording Date	Dec 15, 2021
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Document Number	0000054523
Book / Page	1929 / 2518
Map Reference	CAB 2 SL 396
Instrument Date	Nov 22, 2021
Instrument	202100054523
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 DENNISON AVE, COLUMBUS, OH 43201-3416

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 15, 2021
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Document Number	0000017848
Book / Page	1849 / 2516
Instrument Date	Mar 9, 2021
Instrument	202100017848
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LAND SEL TITLE AGENCY, LANDSEL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	640 RIVER OAKS DR, DELAWARE, OH 43015-2968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033579
Date	Nov 20, 2019
Book Page	1681/1581
Instrument	201900033579

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+5.37%)	$37,110 (-) Land $5,780 Building $31,330	$106,000 (-) Land $16,500 Building $89,500
2024	$1,752.00 (-0.17%) Homeowner's exemption	$37,110 (-) Land $5,780 Building $31,330
2023	$1,755.00 Homeowner's exemption	$37,110 Land $5,780 Building $31,330	$106,000 Land $16,500 Building $89,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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