640 Poly Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 640 Poly Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,716 sqft · built 1941
Lot Size	1.32 acres (57,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000D057160`

Property Details

APN / Parcel Number

Primary APN	`000D057160`
Alternative APNs	`03-1033-31-1-06-85-0000` `R0361813` `D057160` `D05716`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,716 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	1,828 sqft
Upper Floors Area	1,190 sqft
Attic	Attic
Attic Area	128 sqft
Basement Area	1,140 sqft
Finished Basement	570 sqft
Unfinished Basement	570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,600 sqft
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	1,560 sqft
Porch	Open Frame Porch
Porch Area	303 sqft
Patio Area	1,070 sqft
Shed	1 Shed
Shed Area	80 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 POLY DR
City	BILLINGS
State	MT
Zip	59102-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	S31, T01 N, R26 E, FRAC 97 FT X 300 FT IN W2NWSENE4 & FRAC 95 FT X 300 FT OF NWSENE4
Legal Range	26E
Legal Township	01N
Legal Section	31
Legal Block	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1000
Census Tract	500

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 POLY DR, BILLINGS, MT 59102-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	640 POLY DR, BILLINGS, MT 59102-1934
Document Number	0003820256
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	640 POLY DR BILLINGS MT 591021934, BILLINGS, MT 59102-1934

Mortgage

Document Number	0003820256
Date	Jul 18, 2017
Instrument	3820256

Lender

Name	US BK
Type	Bank
Address	BILLINGS, MT 59101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,800 (-) Land $206,613 Building $669,187	$875,800 (-) Land $206,613 Building $669,187
2025	$7,516.00 (-3.31%)	$875,800 (+20.32%) Land $206,613 Building $669,187	$875,800 (+20.32%) Land $206,613 Building $669,187
2024	$7,773.00 (+19.66%)
2023	$6,496.00	$727,900	$727,900 Land $248,068 Building $479,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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