Lake County property record for 640 Park Oval, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1991 |
| Lot Size | 0.268 acres (11,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Jul 2007) |
| Tax Bill | $6,170 (2023) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-010-C-02-045-0 |
| Primary APN | 02-A-010-C-02-045-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,678 sqft (0.268 acres) |
| Lot Dimensions | 146 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 640 sqft |
| Patio Area | 640 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 32 |
|---|---|
| Street Address | 640 PARK OVAL |
| City | MADISON |
| State | OH |
| Zip | 44057-3280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 2 TRACT 2 LOT 4 TRACT 8 |
| Legal Subdivision | MADISON PARKWAY ESTATES |
| Legal Tract | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206100 |
640 Park Oval is owned and occupied by an individual who bought it in July 2007.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 PARK OVAL, MADISON, OH 44057-3280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2007 · Amount on File |
| Deed Sale | Jul 27, 2007 · Amount on File |
| Prior Sale | May 6, 2005 · Amount on File |
| Deed Document Number | 2690 |
| Deed Book / Page | 659 / 502 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 640 PARK OVAL, MADISON, OH 44057-3280 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018748 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021R018748 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,170.00 (+79.78%) Homeowner's exemption | $59,940 (-) Land $9,610 Building $50,330 | |
| 2022 | $3,432.00 Homeowner's exemption | $59,940 Land $9,610 Building $50,330 | |
| 2021 | $171,260 Land $27,460 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Park Oval in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Park Oval is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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