628 Park Oval, Madison, OH 44057 Property Records

Lake County property record for 628 Park Oval, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1991
Lot Size	0.233 acres (10,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$5,256 (2023)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-A-010-C-02-044-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-010-C-02-044-0`
Alternative APN	`33`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,154 sqft (0.233 acres)
Lot Dimensions	141 ft deep x 72 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 PARK OVAL
City	MADISON
State	OH
Zip	44057-3280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 2 TRACT 2 LOT 4 TRACT 8
Legal Subdivision	MADISON PARKWAY ESTATES
Legal Tract	2,8
Legal Block	1
Legal Lot Number	47
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1010
Census Tract	206100

Owner

Source: Lake County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 PARK OVAL, MADISON, OH 44057-3280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Oct 5, 2022	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 21, 2022	Warranty Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
Mar 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	202619329
Prior Transfer Date	Jun 4, 2004
Prior Transfer Doc	0000030738
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 25, 2026
Property Address	628 PARK OVAL, MADISON, OH 44057-3280
Document Number	0000019329
Instrument Date	Aug 21, 2026
Instrument	202619329
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000019330,
Date	Aug 25, 2026
Instrument	202619330

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 5, 2022
Property Address	628 PARK OVAL, MADISON, OH 44057-3280
Document Number	0000027189
Map Reference	VOL N PG 81
Instrument Date	Oct 3, 2022
Instrument	2022R027189
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PARK OVAL, MADISON, OH 44057-3280

Mortgage

Document Number	0000027190
Date	Oct 5, 2022
Instrument	2022R027190

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 21, 2022
Property Address	628 PARK OVAL, MADISON, OH 44057-3280
Document Number	0000008256
Map Reference	MB N PG 81
Instrument Date	Mar 18, 2022
Instrument	2022R008256
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PARK OVAL, MADISON, OH 44057-3280

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 15, 2022
Property Address	628 PARK OVAL, MADISON, OH 44057-3280
Document Number	0000007777
Map Reference	VOL N PG 81
Instrument Date	Mar 9, 2022
Instrument	2022R007777
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,780 (+19.04%) Land $10,070 Building $50,710	$173,650 (+19.03%) Land $28,770 Building $144,880
2023	$5,256.00 (+75.79%) Homeowner's exemption	$51,060 (-) Land $8,490 Building $42,570
2022	$2,990.00	$51,060 Land $8,490 Building $42,570
2021			$145,890 Land $24,260 Building $121,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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