640 Page Ave, Elgin, IL 60120 Property Records

Kane County property record for 640 Page Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,428 sqft · built 1888
Lot Size0.176 acres (7,663 sqft)
OwnerTrust Name on File
Tax Bill$6,065 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-276-022

Property Details

APN / Parcel Number

Primary APN06-12-276-022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area1,925 sqft
Basement Area497 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,663 sqft (0.176 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 PAGE AVE
CityELGIN
StateIL
Zip60120-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOWS ADDN LOT 21 BLOCK 13
Legal SubdivisionLUDLOWS ADDN
Legal Block13
Legal Lot Number21
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract850800

Owner

640 Page Ave is held in a trust since February 2010.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address1029 CEDAR AVE, ELGIN, IL 60120-2945
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2010
Deed SaleFeb 16, 2010
Prior SaleMay 11, 2005 · Amount on File
Deed Document Number201010708
Prior Transfer DateApr 15, 2005
Prior Transfer Doc0000053264
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 18, 2021
Property Address640 PAGE AVE, ELGIN, IL 60120-3025
Document Number0000078582
Instrument DateSep 29, 2021
Instrument2021K078582
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1029 CEDAR AVE, ELGIN, IL 60120-2945

Mortgage

Document Number0000078624
DateOct 18, 2021
Instrument2021K078624
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 640 Page Ave was $6,065.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,065.00$79,506 (+8.57%) Land $16,657 Building $62,849$238,613 (+8.57%) Land $49,991 Building $188,622
2024$73,230 Land $15,342 Building $57,888$219,778 Land $46,044 Building $173,733
2022$5,230.00 (+3.96%)$60,324 (+6.96%) Land $12,638 Building $47,686$180,972 (+6.96%) Land $37,914 Building $143,058
2021$5,031.00$56,399 Land $11,816 Building $44,583$169,197 Land $35,448 Building $133,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Page Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2007–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Page Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Page Ave

Nearby Streets

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