Clatsop County property record for 640 Oak St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,832 sqft · built 2000 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,600,000 (May 2024) |
| Tax Bill | $28,603 (2025) |
| Deeds & Mortgages | May 2024 Sale Jun 2017 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 51019AC01200 |
| Primary APN | 51019AC01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 4,832 sqft Living Area |
| Gross Area | 5,408 sqft |
| 1st Floor Area | 2,044 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Basement Area | 80 sqft |
| Finished Basement | 80 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Shingles |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 286 sqft |
| Deck Area | 40 sqft |
| Patio Area | 662 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5066 |
|---|---|
| Street Address | 640 OAK ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | METES & BOUNDS |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Subdivision | CHAPMAN POINT 2 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 951100 |
640 Oak St is owned by a company that bought it in May 2024.
Source: Clatsop County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1390 CHAIN BRIDGE RD, MC LEAN, VA 22101-3904 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 9, 2024 | Personal Representative Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Jun 20, 2017 | Grant Deed, Construction Loan · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on File |
| Deed Sale | May 9, 2024 · Amount on File |
| Deed Document Number | 20242276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 9, 2024 |
| Property Address | 640 OAK ST, CANNON BEACH, OR 97110-3132 |
| Document Number | 0000002276 |
| Map Reference | MB 14 PG 57-61 |
| Instrument Date | May 6, 2024 |
| Instrument | 202402276 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1390 CHAIN BRIDGE RD # 44, 44, MC LEAN, VA 22101-3904 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Jun 20, 2017 |
| Property Address | 640 OAK ST, CANNON BEACH, OR 97110-3132 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 4854 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Name | Verified Name |
|---|---|
| Address | 640 OAK ST CANNON BEACH OR 971103132, CANNON BEACH, OR 97110-3132 |
| Document Number | 0000004854 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 4854 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 333 MARKET ST, SAN FRANCISCO, CA 94105-2102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 19, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 640 Oak St was $28,603.
Source: Clatsop County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,603.00 | $2,304,990 | $4,566,556 Land $2,140,036 Building $2,426,520 |
| 2023 | $25,522.00 (+2.67%) | $2,172,676 (+3%) | $5,264,285 (+18.59%) Land $2,449,675 Building $2,814,610 |
| 2022 | $24,858.00 | $2,109,395 | $4,439,181 Land $2,058,551 Building $2,380,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Oak St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 24.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 174 units insured incl. 33 condo units |
| Nearby Flood Claims | 17 (1981–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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