Clatsop County property record for 628 Oak St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,094 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,100,000 (May 2018) |
| Tax Bill | $18,643 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51019AC01100 |
| Primary APN | 51019AC01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Shingles |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 400 sqft |
| Patio Area | 457 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5065 |
|---|---|
| Street Address | 628 OAK ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | CHAPMAN POINT NO 2 LT 18 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | CHAPMAN POINT 2 |
| Legal Lot Number | 18 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 951100 |
Source: Clatsop County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | PO BOX 429, CANNON BEACH, OR 97110-0429 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 27, 2022 | Intrafamily Transfer, Transfer |
| Aug 9, 2019 | Deed of Trust, Mortgage · ARM COLUMBIA STATE BANK |
| Sep 24, 2018 | Trustee's Deed, Construction Loan · Line of Credit PIONEER TR BK |
| May 17, 2018 | Warranty Deed, Transfer OREGON LOUIS S L RES TR (PT) |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 0000003724 |
| Last Transfer Date | Dec 27, 2022 |
| Transfer Doc | 0000008812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Dec 27, 2022 |
| Property Address | 628 OAK ST, CANNON BEACH, OR 97110-3132 |
| Document Number | 0000008812 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 202208812 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 429, CANNON BEACH, OR 97110-0429 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 628 OAK ST, CANNON BEACH, OR 97110-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000005697 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 201905697 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83815 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Sep 24, 2018 |
| Property Address | 628 OAK ST, CANNON BEACH, OR 97110-3132 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 7412 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5651 ZENA RD NW SALEM OR 973049722, SALEM, OR 97304-9722 |
| Document Number | 0000007412 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 7412 |
| Name | PIONEER TR BK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 17, 2018 |
| Property Address | 628 OAK ST, CANNON BEACH, OR 97110-3132 |
| Document Number | 0000003724 |
| Instrument Date | May 15, 2018 |
| Instrument | 3724 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5651 ZENA RD NW SALEM OR 973049722, SALEM, OR 97304-9722 |
| Document Number | 3725 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 3725 |
| Name | OREGON LOUIS S L RES TR (PT) |
|---|---|
| Address | 825 VALLEYBROOK DR, MEMPHIS, TN 38120-2767 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 16, 2028 |
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,643.00 (+20.51%) | $1,502,351 (+14.08%) | $2,093,695 (-27.06%) Building $2,093,695 |
| 2023 | $15,470.00 (+2.67%) | $1,316,940 (+3%) | $2,870,503 (+13.39%) Land $1,206,741 Building $1,663,762 |
| 2022 | $15,067.00 | $1,278,583 | $2,531,482 Land $1,049,340 Building $1,482,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 174 units insured incl. 33 condo units |
| Nearby Flood Claims | 17 (1981–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures