640 N Walnut St, Seneca, SC 29678 Property Records

Oconee County property record for 640 N Walnut St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,521 sqft · built 1967
Lot Size	1.57 acres (68,389 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Oct 2021)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Aug 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-24-04-050`

Property Details

APN / Parcel Number

Primary APN	`520-24-04-050`
Alternative APN	`56384`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	68,389 sqft (1.57 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56384
Street Address	640 N WALNUT ST
City	SENECA
State	SC
Zip	29678-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 BOYCE O HOPKINS SUB II (1.567 AC)
Legal Subdivision	HOPKINS
Legal Block	4
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2001
Census Tract	30601

Owner

640 N Walnut St is owned by a company that bought it in October 2021.

Source: Oconee County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	15060 WELLS HWY, SENECA, SC 29678-1749
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed, Transfer
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Deed Document Number	20216872
Deed Book / Page	2744 / 275
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 12, 2022
Property Address	640 N WALNUT ST, SENECA, SC 29678-2731
Document Number	0000002418
Book / Page	2845 / 28
Map Reference	MB A981 PG 2
Instrument Date	Jul 29, 2022
Instrument	2418
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	640 N WALNUT ST, SENECA, SC 29678-2731
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006873
Date	Oct 28, 2021
Book Page	4237/279
Instrument	6873

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 640 N Walnut St was $2,639.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00	$6,249 Land $1,051 Building $5,198	$156,230 Land $26,280 Building $129,950
2023		$6,249 Land $1,051 Building $5,198	$156,230 Land $26,280 Building $129,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 N Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 N Walnut St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Nearby Properties on N Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures