514 N Walnut St, Seneca, SC 29678 Property Records

Oconee County property record for 514 N Walnut St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,901 sqft · built 1972
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$171,900 (Jul 2020)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-24-04-027`

Property Details

APN / Parcel Number

Primary APN	`520-24-04-027`
Alternative APN	`56369`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,901 sqft Living Area
1st Floor Area	1,901 sqft
Basement Area	910 sqft
Finished Basement	1 sqft
Unfinished Basement	910 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56369
Street Address	514 N WALNUT ST
City	SENECA
State	SC
Zip	29678-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADD BP3828/94
Legal Subdivision	HAROLD W HAWKINS
Legal Block	4
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2001
Census Tract	30601

Owner

Source: Oconee County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 N WALNUT ST, SENECA, SC 29678-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2020	Grant Deed, Transfer · FHA Mortgage ON Q FIN'L
May 17, 2017	Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2020729
Deed Book / Page	2585 / 28
Prior Transfer Date	Nov 19, 2008
Prior Transfer Doc	0000006460
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 27, 2026
Property Address	514 N WALNUT ST, SENECA, SC 29678-2730
Document Number	0000015051
Book / Page	4860 / 229
Instrument Date	May 27, 2026
Instrument	202615051
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N WALNUT ST, SENECA, SC 29678-2730

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 16, 2020
Property Address	514 N WALNUT ST, SENECA, SC 29678-2730
Document Number	0025850028
Book / Page	002585 / 000028
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 N WALNUT ST SENECA SC 296782730, SENECA, SC 29678-2730

Mortgage

Document Number	39900118
Date	Jul 16, 2020
Book Page	003990/000118

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 17, 2017
Property Address	514 N WALNUT ST, SENECA, SC 29678-2730
Document Number	0000014084
Map Reference	MB Q PG175
Instrument Date	May 16, 2017
Instrument	14084
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$547.60
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N WALNUT ST, MATEWAN, WV 25678

Mortgage

Document Number	0000014085
Date	May 17, 2017
Instrument	14085

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00	$6,813 (-) Land $871 Building $5,942	$170,320 (-) Land $21,780 Building $148,540
2023		$6,813 Land $871 Building $5,942	$170,320 Land $21,780 Building $148,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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