640 N Overlook Loop, Otis, OR 97368 Property Records

Lincoln County property record for 640 N Overlook Loop, Otis, OR 97368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,001 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$172,501 (Feb 2021)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061034BC0552300`

Property Details

APN / Parcel Number

Primary APN	`061034BC0552300`
Alternative APN	`R222958`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	975 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	568 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R222958
Street Address	640 N OVERLOOK LOOP
City	OTIS
State	OR
Zip	97368-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,RC
Legal Description	PANTHER CREEK - 5TH ADDN, BLOCK 24, LOT 3, DOC202101779
Legal Range	10W
Legal Township	06S
Legal Section	34
Legal Subdivision	PANTHER CREEK - 5TH ADDN
Legal Block	24
Legal Lot Number	3
Jurisdiction	LINCOLN OR
Township / Civil Division	LINCOLN CITY
Census Block Group	2
Census Block	2021
Census Tract	950100

Owner

Source: Lincoln County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 N OVERLOOK LOOP, OTIS, OR 97368-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Feb 12, 2021	Grant Deed, Transfer MORTGAGE CONNECT LP
Mar 17, 2020	Court-Ordered Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jun 13, 2006 · Amount on Record
Deed Document Number	20211779
Prior Transfer Date	Jun 9, 2006
Prior Transfer Doc	0000008933
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	640 N OVERLOOK LOOP, OTIS, OR 97368-9758
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 N OVERLOOK LOOP, OTIS, OR 97368-9758

Mortgage

Document Number	0000000484
Date	Jan 23, 2026
Instrument	2026-00484

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	LINCOLN CITY, OR 97367

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN OR
Recording Date	Feb 12, 2021
Property Address	640 N OVERLOOK LOOP, OTIS, OR 97368-9758
Document Number	0000001779
Instrument Date	Jan 27, 2021
Instrument	1779
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 N OVERLOOK LOOP OTIS OR 973689758, OTIS, OR 97368-9758

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	LINCOLN OR
Recording Date	Mar 17, 2020
Property Address	640 N OVERLOOK LOOP, OTIS, OR 97368-9758
Document Number	0000002905
Instrument Date	Mar 16, 2020
Instrument	2905
Transaction Type	Foreclosure
Record Updated	Apr 10, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD #100 OKLAHOMA CITY OK 731186051, 100, OKLAHOMA CITY, OK 73118-6051
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (+2.11%)	$169,020 (+3%)	$409,060 (-1.97%) Land $89,620 Building $319,440
2024	$2,365.00 (+3.23%)	$164,100 (+2.99%)	$417,290 (+8.27%) Land $85,540 Building $331,750
2023	$2,291.00 (+3.01%)	$159,330 (+3%)	$385,420 (+27.1%) Land $78,560 Building $306,860
2022	$2,224.00	$154,690	$303,240 Land $60,240 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANTHER CREEK WD serves 800 people · EPA ID OR4100603
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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