623 N Overlook Loop, Otis, OR 97368 Property Records

Lincoln County property record for 623 N Overlook Loop, Otis, OR 97368

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,660 sqft · built 2022
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Apr 2016)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061034BC0551500`

Property Details

APN / Parcel Number

Primary APN	`061034BC0551500`
Alternative APN	`R204101`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,660 sqft Living Area
Gross Area	2,849 sqft
1st Floor Area	2,660 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Board & Batten
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	808 sqft
Porch	Slab
Porch Area	240 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R204101
Street Address	623 N OVERLOOK LOOP
City	OTIS
State	OR
Zip	97368-9758
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-1,RC
Legal Description	PANTHER CREEK - 5TH ADDN, BLOCK 23, LOT 1 & 2, UNTITLED MANUFACTURED STRUCTURE, DOC202300867
Legal Range	10W
Legal Township	06S
Legal Section	34
Legal Subdivision	PANTHER CREEK - 5TH ADDN
Legal Block	23
Legal Lot Number	1,2
Jurisdiction	LINCOLN OR
Township / Civil Division	LINCOLN CITY
Census Block Group	2
Census Block	2006
Census Tract	950100

Owner

623 N Overlook Loop, a mobile home, is owned and occupied by two individuals who acquired it in September 2026.

Source: Lincoln County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Apr 6, 2023	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Feb 13, 2023	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Deed Document Number	20163972
Last Transfer Date	Sep 17, 2026
Transfer Doc	0000007121
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LINCOLN OR
Recording Date	Sep 25, 2026
Property Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758
Document Number	0000007121
Instrument Date	Sep 17, 2026
Instrument	20267121
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006721
Date	May 24, 2021
Instrument	2021-06721

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	375 Months
Due	Aug 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002092
Date	Apr 6, 2023
Instrument	2023-02092

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN OR
Recording Date	Feb 13, 2023
Property Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758
Document Number	0000000867
Instrument Date	Feb 8, 2023
Instrument	2023-00867
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 N OVERLOOK LOOP, OTIS, OR 97368-9758

Mortgage

Document Number	0000000868
Date	Feb 13, 2023
Instrument	2023-00868

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 623 N Overlook Loop was $4,522, up 2.1% from the year before.

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (+2.1%)	$316,420 (+3%)	$611,990 (-7.86%) Land $102,310 Building $509,680
2024	$4,429.00 (+952.02%)	$307,210 (+948.86%)	$664,170 (+447.9%) Land $97,430 Building $566,740
2023	$421.00 (+651.79%)	$29,290 (+649.1%)	$121,220 (+136.99%) Land $89,080 Building $32,140
2022	$56.00	$3,910	$51,150 Land $51,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 623 N Overlook Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 N Overlook Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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