640 N Coast Highway 101, Encinitas, CA 92024 Property Records

San Diego County property record for 640 N Coast Highway 101, Encinitas, CA 92024

Property Summary

Property TypeMixed Use Store/Office
Details4,349 sqft · built 2000
Lot Size0.253 acres (11,023 sqft)
OwnerIndividual Name on File
Last Sale$4,450,000 (Nov 2023)
Tax Bill$50,053 (2025)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (minimal risk)
APN256-053-17-00

Property Details

APN / Parcel Number

Primary APN256-053-17-00

Interior

Building Area4,349 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area11,023 sqft (0.253 acres)

Location & Zoning

Street Address640 N COAST HIGHWAY 101
CityENCINITAS
StateCA
Zip92024-2044
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeN-CM-1
Legal DescriptionBLK A LOT 3 /EXC HWY/ LOTS 1 & 2 /EXC HWY/ S 7 FT TR 001935
Legal SubdivisionSOUTH COAST PARK
Legal Tract001935
Legal BlockA
Legal Lot Number3,1,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract17702

Owner

640 N Coast Highway 101, a commercial property, is owned by an individual who bought it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address640 N COAST HIGHWAY 101, ENCINITAS, CA 92024-2044
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2023 · Amount on File
Deed SaleNov 16, 2023 · Amount on File
Deed Document Number2023319853
Prior Transfer DateNov 9, 2023
Prior Transfer Doc0000319852
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2023
Property Address640 N COAST HIGHWAY 101, ENCINITAS, CA 92024-2044
Document Number0000319853
Map ReferenceMAP 1935
Instrument DateOct 20, 2023
Instrument2023-0319853
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO SAN DIEGO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2258 RUTHERFORD RD, CARLSBAD, CA 92008-8824

Tax Assessment & Valuation

The 2025 property tax bill for 640 N Coast Highway 101 was $50,053.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,629,780 (+2%) Land $4,161,600 Building $468,180
2025$50,053.00$4,539,000 Land $4,080,000 Building $459,000
2023$2,536.00 (+4.71%)$145,990 Land $62,149 Building $83,841
2022$2,422.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 N Coast Highway 101 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jan 2024 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 N Coast Highway 101 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on N Coast Highway 101

Nearby Streets

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